Credit card financing

Spread out your purchases to pay them in convenient instalments and transfer money to your current account when you need it. With Banco Santander's credit card financing options, you will not go overdrawn due to unforeseen events. Discover all its benefits.

Discover your options for financing your card purchases

SET UP INSTALMENT PLANS FOR YOUR PURCHASES IN-STORE

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Simply choose the terms when paying for your purchases online or in-store.

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PURCHASES UP TO 1.000 €

Pay in 3

Choose a purchase you have made with your Santander Credit Card and pay it in 3 installments.

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FROM YOUR SANTANDER APP

Spread out purchases

An easy and flexible way to pay for your purchases in comfortable instalments.

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STARTING FROM 100 €

Financing account activity

Split the amount of your purchases, receipts, transfers and Bizum.

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And if you're looking for other ways to take advantage of your cards...

Instant cash

Transfer money from your card to your account instantly and without paperwork.

Defer bill payment

Delay the payment of your credit card bill by a month.

Change payment method

Decide how to pay the monthly statement of your credit card using the Santander App.

Financing bills

Unexpected bills charged to your account? Finance them in instalments without changing your method of payment.

Always Connected

If you also think that people come first and then everything else, and that being digital is not an end but rather a means, then we are connected. At any time. However you like. Wherever you want.

Special offers

Discover the offers for your favourite brands and shops when you pay with your cards on the Santander App.

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Apply online for the card you need

At Online Banking you can see the advantages of these Santander cards and apply for them whenever you want.

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Carry out your day-to-day transactions

Control the activity of your cards, turn them off and on whenever you need to, check your PIN or CVV, defer payment of your purchases and pay with your mobile phone.