Salary Advance

Get up to 2 months' pay for dealing with unexpected expenses or whatever you like.

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With Salary Advance, you can access your money in advance

Would you like a salary advance to pay a bill or because you need cash flow? For minor expenses or unexpected outlays, you can apply for an advance on your salary.

If your salary is paid into Santander¹, get an advance of up to 2 months' net pay (maximum €9,000) and choose to return up to 12 months.

Check whether you have a pre-approved salary advance in the app or on Online Banking.

Conditions

Without interest rate. Annual Fixed NIR: 0% (APR² from 7.61% to 9.50%).
Arrangement fee: from 1.5% to 4% depending on the term.
Repayment period: between 1 and 12 months.

Term (months)	Opening Commission (%)
1-3	1,50%
4-6	2,50%
7-9	3,00%
10-12	4,00%

Don't wait to be paid. Apply for an advance and get the money in your current account.

Start now

Consult here if you have a preapproved online loan advance and its conditions

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Shall we talk?

If you have any doubts or want to know more, call us on

915 123 123

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Salary advance

Salary advance of up to €9,000

Repay it within 1 to 12 months

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1. Minimum payroll amount of € 600 or pension without minimum amount.
Financing transactions subject to the bank’s prior approval.
Pursuant to prevailing EU legislation, your branch has the European Standardised Information Sheet on loans. .
2. APR calculated for a loan of 3,000 euros signed on the last day of the month, using the French repayment system. The APR will vary depending on the repayment term chosen due to the charging of a percentage origination fee. The total amount owed is the result of the sum of the amount requested, the arrangement fee and interest (which are €0).

Term (months)	Monthly fee	Arrangement fee (%)	NIR	APR	Total amount owed	Amount requested	Arrangement fee	Interest	Total cost of the Credit
3	1.000€	1,50%	0%	9,50%	3.045€	3.000€	45€	0€	45€
6	500€	2,50%	0%	9,09%	3.075€	3.000€	75€	0€	75€
9	333,33€*	3,00%	0%	7,61%	3.090€	3.000€	90€	0€	90€
12	250€	4,00%	0%	7,87%	3.120€	3.000€	120€	0€	120€