1. Card eligibility subject to the bank's prior approval. This card allows payment to be deferred. Bear in mind that if you choose too low a repayment, your debt may remain outstanding longer than expected: your monthly instalment is first used to pay interest and fees and then to repay your principal. Remember to use your credit card in a responsible manner. Abusive usage of financing entails a risk of indebtedness with long-term consequences that may affect your financial planning. Annual card issuance and maintenance fee: 100€.
2. Accident insurance on public transport arranged by MAPFRE VIDA S.A., de Seguros y Reaseguros sobre la Vida Humana. Edificio MAPFRE Nº 3, Carretera de Pozuelo, no. 50, 28222 Majadahonda (Madrid). Reservation Cancellation Insurance and Travel Assistance Insurance arranged by Compañía Aseguradora INTER PARTNER ASSISTANCE S.A., with registered office at C / Tarragona, 161 - 08014 Barcelona (Spain) and NIF number: W-0171985-E. This contract has been executed with the mediation of Santander Intermediación Correduría de Seguros, S.A., entered in the Special Registry of Insurance Brokers, with code J-989.
3. Representative example, as per the parameters set forth in the standard on regulation and control of advertising of banking services and products: NIR 8%. APR: 22.15%, based on a drawdown of €1,500 and a card issuance and maintenance fee of €100 per year. Total amount repayable €2,157.76, to be repaid in 48 monthly instalments of €36.62. However, please note that, pursuant to the minimum limits for the repayment instalments provided for in the agreement (3% of the drawn balance with a minimum of €25) at the same NIR (8%), the APR will be: 25.14%, considering, as a representative example, the same drawdown, and a card issuance and maintenance fee of €100 per year. Total amount payable €1,960, to be repaid in 30 monthly instalments of €55.33. Calculations made in accordance with the fixed-instalment repayment system.
Iberia Cards Credit Cards issued by Iberia Cards, Sociedad Conjunta para el Emisión y Gestión de Medios de Pago, E.F.C., S.A. and marketed by Banco Santander, S.A.