A loan1 vale to meet working capital or cash shortfall needs

Available to businesses, retailers and self-employed professionals that need a working capital facility, funding to fill a cash shortfall or finance to meet other specific liquidity needs.

A discounted loan is a loan designed for your business, where we reward your loyalty to us with a discount of up to 1.5%.

How do I access a lower interest rate?

As of the first quarter, you will be eligible to receive a discount of 1.5% on the cost of the loan with any of the following products:

    Your premiums for the last 12 months must have exceeded €1000 in order to receive the 0.5% discount.

    Get 0.5% discount with the following products (subject to requirements):
  • A leased motor vehicle or technological equipment1 with a monthly payment of over €175, or more than one leased motor vehicles or items of technological equipment where the total monthly payments exceed €175 per month.
  • Movistar Prosegur alarm2.
  • Guarantees1.
  • International business products, subject to the amounts agreed on the date on which the credit was arranged and verification that the conditions are met.

    Get 0.5% discount with any of the following products:
  • Active POS billing for at least €9000 in the last 12 months.
  • A business loan1 (Agile Collection, Agile Payment or Loan Advances) with a minimum limit of €3000, which you must have arranged at least 90 days prior to the date on which your fulfilment of these conditions is verified.
  • Carry out foreign currency transactions worth an equivalent of €10,000 in the 12 months prior to arranging the loan and the verification of the fulfilment of these conditions.

How do I arrange a business or self-employed loan?

Visit your local branch for more information or to arrange a discounted business loan.

Shall we discuss it?

If you would like more information, visit any of our branch offices.

Discounted loans

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