A loan1 vale to meet working capital or cash shortfall needs
Available to businesses, retailers and self-employed professionals that need a working capital facility, funding to fill a cash shortfall or finance to meet other specific liquidity needs.
A discounted loan is a loan designed for your business, where we reward your loyalty to us with a discount of up to 1.5%.
How do I access a lower interest rate?
As of the first quarter, you will be eligible to receive a discount of 1.5% on the cost of the loan with any of the following products:
Your premiums for the last 12 months must have exceeded €1000 in order to receive the 0.5% discount.
- ARRANGED PRODUCTS
Get 0.5% discount with the following products (subject to requirements):
- A leased motor vehicle or technological equipment1 with a monthly payment of over €175, or more than one leased motor vehicles or items of technological equipment where the total monthly payments exceed €175 per month.
- Movistar Prosegur alarm2.
- International business products, subject to the amounts agreed on the date on which the credit was arranged and verification that the conditions are met.
- COLLECTIONS AND PAYMENTS: POS OR FINANCE
Get 0.5% discount with any of the following products:
- Active POS billing for at least €9000 in the last 12 months.
- A business loan1 (Agile Collection, Agile Payment or Loan Advances) with a minimum limit of €3000, which you must have arranged at least 90 days prior to the date on which your fulfilment of these conditions is verified.
- Carry out foreign currency transactions worth an equivalent of €10,000 in the 12 months prior to arranging the loan and the verification of the fulfilment of these conditions.
How do I arrange a business or self-employed loan?
Visit your local branch for more information or to arrange a discounted business loan.