This number is indicative of the risk of the product, being 1/6 indicative of lower risk and 6/6 of higher risk.

Banco Santander is attached to the Credit Institutions Deposit Guarantee Fund. For money deposits the maximum guaranteed amount is 100,000 euros per depositor in each credit institution.

What is Santander Startups?

Santander Startups is the boost that entrepreneurs with innovative technological companies are looking for.


People that speak your language

You'll be assisted at each stage by specialised managers and entrepreneurial specialists, starting from when you create your company right up to when you need more complex advice.


Solutions for taking the next step

In this area, you'll find solutions to help you to take steps forward. From banking products and financing to tailored assistance, all in the one place.


Open up a world of opportunities

With a presence in the key initiatives driving entrepreneurship in the country, Santander's strength and experience will open up the doors to a global entrepreneurial system to you.

Financing for all stages of growth


Agility for your day-to-day banking


Work Café: espacios colaborativos de trabajo con gestores

Whether your startup does not have an office or if you want to get out of the routine, come to any Work Café Santander. They are collaborative work spaces, where you can find financial and non-financial solutions for your project and increase your network of contacts.

In addition, you will find managers specialized in entrepreneurship that will help you solve doubts about your startup.

Find your nearest Work Café

Santander X

Santander X is Banco Santander's global entrepreneurial community, providing you with the resources and support that you need to launch, grow and scale up your business.

It will help you to achieve your entrepreneurial goals, as you will have top-quality support at every stage of your project.

Discover Santander X

Fintech Station

An Open Innovation programme that connects start-ups and scale-ups with Santander in order to identify opportunities for collaboration on cutting-edge technological solutions.

Learn more about the programme

Public grant management

An advanced search platform for finding national and European Union public grants for start-ups.

You can also get tailored advice from specialist consultants to help you with applying for these grants, creating a training plan and accessing the ecosystem of the main EU financing bodies and funds for entrepreneurship and start-ups ecosystem.

Microsoft for Startups Founders Hub1

An online Microsoft platform designed to provide support to entrepreneurs and startups at all stages of their development. Startups Founders Hub provides free access to technological resources (such as development and productivity tools and the cloud) and support and help from technical and business experts to launch the product and reduce its time to market.

Find out more about the platform

Cyber Guardian2

A comprehensive cybersecurity solution that will help you to protect your company from the most common threats, in a simple and accessible package for all employees.

This service gives you the ability to assess your cybersecurity risk, protect your devices and emails, browse safely and train your employees.

Find out more Cyber Guardian

Specialist financing

We help you to connect with investors based on your needs and offer you new ways of financing debt or capital.


Venture Debt

For financing your project if you are an innovative start-up, have already run your first round of capital fundraising and need more to grow your business No dilution of your ownership, leaving you still in control of your start-up.

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Financing for sustainable technology companies

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Financial products for your day-to-day operations

For your everyday transactions and for each stage of your project, equipped with a team of risk analysts that understand you and speak your language. With our financial support, you can get an advance payment on your first contract or funding, finance your supplier payments and, even, take out long-term financing so that you don't dilute your capital.

Santander Legal Persons Account

A non-interest-bearing current account (NIR 0%, AER -0,29%)3, that can be opened completely online and will let you access these products, services and more. You can manage your financial transactions easily via the Santander App or Online Banking.

Discover all of the account features

Payments and collections

Solutions for improving liquidity management and fulfilling your payment commitments.

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Short-term and long-term financing

Loans, credit lines and more.

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Virtual POS

This service enables you to accept online payments from your customers using a ready-to-use system or API.

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International Business

Payments and collections in foreign currencies and more.

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