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Discounted loan
A loan that gives you a discount of up to 1.50% depending on the products you have arranged, to help you fulfil your company's projects.
- Discounted: option of getting a better discount rate.
- Convenient: monthly fee, depending on amount and term.
- Flexible: you can repay it over up to 5 years.
Loan1 for new projects and improvements within your company
Aimed at businesses, merchants and the self-employeds that need financing to carry out new projects, to expand current projects, acquire productive assets, buy vehicles, acquire premises or renovate current premises.
The discounted loan is a loan designed for your company, where we reward your loyalty by giving you a discount of up to 1.50% based on your loyalty with us.
How can you take advantage of the reduced interest rate?
You will get a discount of 1.50% on the price of the loan in the first semester. You will continue to get the discount after the second semester, as long as you have arranged the following products:
- INSURANCE POLICIES2
You must have paid premiums of more than €500 in the last 12 months to obtain a 0.50% discount.
- PRODUCTS ARRANGED
If you have already arranged any of the following products, you will get a discount of 0.50%:
- Technology and Car Renting4 with a monthly fee of at least 70 euros or, if you have arranged several Technology and Car Renting agreements, with an aggregate monthly fee of at least 70 euros per month.
- Movistar Prosegur Alarm5.
- Guarantees1.
- International Business Products,, with amounts drawn on the date on which the loan is signed and compliance with the conditions is confirmed.
- ACCOUNTS RECEIVABLE AND PAYABLE - POS OR FINANCING
To get a 0.50% discount you will need to have arranged the following products:
- Active POS turnover3 of €9,000 or more in the last 12 months or,
- You must have commercial financing1 (Cobro Ágil, Pago Ágil or Anticipo de Crédito) with a limit of at least €3,000 and you must have used this limit within 90 days prior to the date on which fulfilment of this requirement is validated.
- You must have performed foreign currency transactions for an amount equal to the equivalent value in euros of 10,000 euros in the 12 months prior to the formalisation of the loan and at the time compliance with these conditions is confirmed.
How can companies and the self-employed arrange this loan from Banco Santander?
If you want more information or want to arrange the Discounted Loan for companies, visit your nearest branch.
1. Financing subject to prior approval by the Bank.
2. Contracting and validity of any of the insurance policies for companies and the self-employed distributed by Banco Santander, S.A., in its capacity as the distribution network of Santander Mediación Operador de Banca-Seguros Vinculado, S.A., registered in the DGSFP registry under number OV-0042, with civil liability insurance and financial capacity in accordance with current legislation. Consult insurance companies with which you have an Agency Contract in www.santandermediacionobsv.com.
3. POS terminal service, marketed by Banco Santander, S.A. offered and subject to prior approval by Getnet Europe, Entidad de Pago S.L.U. Getnet Europe, Entidad de Pago S.L.U., safeguards the funds received from users by depositing in a separate account opened with Banco Santander S.A.
4. Transactions subject to prior approval by the Bank.
5. Renting offered by Banco Santander in the first year, extending with Movistar Prosegur Alarmas S.L. Operation subject to prior approval by the Bank. Check conditions in www.bancosantander.es
Discounted loan
- Discounted: option of getting a better discount rate
- Convenient: monthly fee, depending on amount and term.
- Flexible: you can repay it over up to 5 years.