Supplier payment solution

Using a one-stop solution with DUO Confirming:

  1. Manage your supplier payments.
  2. We offer you the possibility to finance them.
  3. What's more, if you decide to defer payment on the due date, we will provide you with the financing.

All the benefits of the Standard Confirming and the Agile Payment in a one-stop service.


  • Financing: Without consuming the limits in banks and without affecting CIRBE.
  • Security: Guaranteed payment of the advanced invoices.
  • Flexible: You don't need to be a customer or change Bank.
  • Multi-channel: Advance available at both Online Banking, Banco Santander App, Confirming App, Contact Centre, email, and of course, at your branch.


  • Simple: You have 3 services in a single product: payment management, financing for suppliers and for your company.
  • Digital: Send remittances through our Online Banking..
  • Financing: The Bank provides you with the liquidity to meet your supplier payment on the due date.
  • Planning: Get ahead with the management and optimisation of your operations with suppliers
  • Solvency: you will improve the image of your company or business.


The cost of early invoice payment is covered by the supplier, and if you want to finance your payment on the due date, your company will bear the costs of the deferral.

For suppliers: interest rate and a fee charged at the time of the invoice advance.

For you: interest rate and fee on the financed amount, which is charged on the invoice due date until the agreed deferral date.

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