SAVE FOR THE RETIREMENT YOU WANT
Simplified employee pension plans for the self-employed
FIND OUT MORE
1/6
This number is indicative of the risk of the product, being 1/6 indicative of lower risk and 6/6 of higher risk.
Banco Santander is attached to the Credit Institutions Deposit Guarantee Fund. For money deposits the maximum guaranteed amount is 100,000 euros per depositor in each credit institution.
savings
It has no maintenance fee and no requirements: no income, no receipts, and no permanence.
mobile-payment
Arrange a POS for your physical shop, online business or to sell on social media. You can receive help online, over the phone or by visiting a branch.
You will be able to get months without a fee of the POS Flat Rate if you meet the conditions.
card
There are no issuance or maintenance fees and it includes accident insurance of up to €120,0002.
Available as soon as your account is opened, without needing a physical card.
You can also use Bizum as normal.
Withdraw cash on debit with no fees from any of the 30,000 Santander ATMs worldwide or the more than 6,000 across Spain.
How can you open an Online Account in just a few minutes?
1
Fill in the form with your details, such as your full name, Spanish national ID document (DNI), contact details and address.
2
Using the options that we offer for this process. If you choose to do this by video, we will request access to your camera.
3
The General and Specific Terms and Conditions, using the signature that we will provide to you.
If you have already started the process of opening an account, you can continue here.
Before signing up for the account, it is important that you carefully consult and review these documents:
The Santander Online Account is a non-interest bearing current account3 with no maintenance fees (0% NIR, 0% AER) and no terms and conditions. An exclusive account for new customers! Individuals who are tax residents of Spain and over 18 years old.
You can request a credit card4 with no issuance or maintenance fees.
With your credit card you can pay for purchases you make abroad in a currency other than the euro with the commission for purchases in non-euro currency exempt.
Discover all our products and services for the self-employed
With your Online Account, you can arrange any products from our financial offer you may require4.
SAVE FOR THE RETIREMENT YOU WANT
FIND OUT MORE
FROM €500
FIND OUT MORE
If you have already started the process of opening an account, you can continue here.
The Best Spanish Bank in 2023, according to The Banker By accelerating change and becoming an agile digital organisation that delivers an exceptional experience to customers underpinned by technology. |
€0 maintenance fees.
No conditions: no receipts, no self-employed fee, nothing.
Exclusively for new customers.
1. POS service, marketed by Banco Santander, S.A. offered and subject to prior approval by Getnet Europe, Entidad de Pago S.L.U. Getnet, Europe, Entidad de Pago S.L.U., safeguards the funds received from users by deposit in a separate account opened at Banco Santander S.A.
2. This contract has been concluded with the mediation of Santander Intermediación Correduría de Seguros, S.A. According to the conditions of the policy. Registered in the Special Registry of Insurance Brokerage Companies, with code J-989. Civil Liability and Financial Capacity covered by current legislation.
3. Non-interest-bearing account, 0% NIR, 0% AER.
4. Transaction subject to prior approval by the bank.
5. Managing Entity: Santander Pensiones, S.A. EGFP; Depositary Institution: Caceis Bank Spain S.A., S.A.; Promoting entities: Spanish Confederation of Travel Agencies (CEAV), Spanish Confederation of Associations of Young Entrepreneurs (CEAJE), Official College of Social Graduates of Alicante, Federation of Associations of Journalists of Spain (FAPE), Association for the Complementary Social Welfare of Employees of the Santander Group. You have at your disposal the General Information Document, as well as all the detailed information on Sustainability, in www.santanderassetmanagement.es. Pension plans are products that depend on fluctuations in market prices and other variables, so the plan does not guarantee any returns.
You might be interested in
What is the active retirement of the self-employed and what requirements does it have?
DICTIONARY
What is the active retirement of the self-employed and what requirements does it have?
Self-employed retirement in 2024: age, requirements and amount
SANTANDER BLOG
Find out more
How to switch your account to another bank
SANTANDER BLOG