HELP FOR GETTING STARTED WITH SELF-EMPLOYMENT

Useful information:

1.Accident insurance: Santander Seguros y Reaseguros, Compañía Aseguradora, S.A. This contract has been drawn up through Santander Intermediación Correduría de Seguros, S.A., which is registered as J-989 in the Special Register of Insurance Brokerage Companies. Third-party liability and financial capacity covered by applicable law.

2. Promotion valid until 20 January 2026: The monthly fee for the POS terminal will be waived in "flat rate" mode if the following conditions are met: (1) hold a Santander account; (2) set up and maintain direct debits for your company or self-employed social security contributions and payment of at least one tax related to your professional activity; (3) sign a flat-rate POS terminal contract with Getnet for the first time through the Bank (POS service marketed by Banco Santander, S.A., offered by and subject to prior approval from Getnet Europe, Entidad de Pago S.L.U., which safeguards user funds by depositing them in a segregated account held with Banco Santander, S.A.); and (4) take out and maintain a protection insurance policy with an annual premium of €300 or more by direct debit. All terms and conditions of the promotion must be met. New customers must sign up for this promotion by completing the registration form. The promotion is limited to individuals and legal entities residing in Spain for tax purposes (mainland Spain, the Balearic Islands and Canary Islands, excluding Ceuta and Melilla). Read the terms and conditions of the promotion here.

3. Management and advice service: 3 months free of charge for the service provided by Legálitas Asistencia Legal, S.L.U., with NIF B-82305848 and registered office at C/Vía de los Poblados 3, Parque Empresarial Cristalia, Building 5, 5th floor, 28033, Madrid. Cyber Guardian Service: one year of free service for one device provided by Santander Services Solutions, S.L., with NIF B88372024 and registered office at Avda Cantabria, S/N. Planta 0, Edf. Amazonia, 28660, Boadilla Del Monte, Madrid. The management and cybersecurity services are available to Santander account holders who sign up for the promotion. Banco Santander, S.A. does not provide financial, tax or other advice services at any time. It is not involved in your relationship with Legálitas or Santander Services Solutions. Banco Santander S.A. receives remuneration for this collaboration. Promotion valid until 20 January 2026. Read the terms and conditions of the promotion here.

4. The advertised service is provided exclusively and independently by LEGÁLITAS ASISTENCIA LEGAL, S.L.U., Vía de los Poblados 3, Parque Empresarial Cristalia, Building 5, 5th floor, 28033, Madrid. N.I.F. B-82305848. If you are interested in this service, you must sign a contract with LEGÁLITAS subject to its requirements and terms and conditions at the time. LEGÁLITAS will be responsible for your data for performance of the service and will inform you about the processing of your data in accordance with its data protection policy. Banco Santander, S.A. is not involved in the service provided by LEGÁLITAS. The Bank shall not be held liable for the conditions or quality of the service arranged with LEGÁLITAS. Banco Santander, S.A. shall not be held liable for any matters arising from your relationship with LEGÁLITAS. Banco Santander, S.A. does not provide any management, legal, financial, tax or other advice services. It is not party to your relationship with LEGÁLITAS. Banco Santander S.A. receives remuneration for this collaboration.

5. Customers who meet all the conditions of the promotion and enter into a 36-month technology leasing agreement offered by Banco Santander, hold any Santander credit card and either make at least one transaction per month with it or maintain a daily account balance of at least €1,000 during the month will be eligible for monthly cashback of €30.99 net (after applying withholding tax in accordance with prevailing tax regulations). The monthly value of the technology leasing contract must be at least equal to the cashback received. Lower leasing amounts are not eligible for this promotion. Leasing subject to prior approval by the Bank. All terms and conditions of the promotion must be met. New customers must sign up for this promotion by completing the registration form The promotion is limited to individuals and legal entities residing in Spain for tax purposes (mainland Spain, the Balearic Islands and Canary Islands, excluding Ceuta and Melilla). Promotion valid until 20 January 2026. Read the terms and conditions of the promotion here.

6. Subject to prior approval by the bank.