Sustainable Consumption Loan

Start factoring sustainability into your day-to-day decision-making and finance the purchase of goods and services that will help you to consume more responsibly.

LOAN SIMULATOR

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Comfortable, flexible and sustainable financing

The Sustainable Consumption Loan is a green loan that will help you to finance the purchase of sustainable goods and/or services, such as purchasing an electric vehicle or undertaking renovations or improvements on your home to save energy and make it more energy efficient.

In order to able to apply for this loan, you will have to provide a supporting document explaining how the funds will be used, such as the purchase invoice or the renovation quote, so that you can prove that the loan amount will be used for one of the sustainable purposes listed.

The terms and conditions of this loan are as follows:

Fixed annual nominal interest rate: 5.95%.
APR¹ of 6.11%.
No arrangement fee.
No total or partial repayment fee. If you receive any kind of subsidy, you can use it to pay off the loan and reduce your debt at no cost.
Flexibility: because you can repay it over up to 7 years.
Minimum and maximum loan amount: EUR 1,000 – 100,000.

Sustainable Consumption Loan Purposes

solar-energySELF-CONSUMPTION

Installation of photovoltaic solar panels.
Solar panels for hot water.
Electrical energy or thermal storage units.

ENERGY EFFICIENCY OF YOUR HOME

Heating, cooling and hot water

Acquisition of household appliances with the highest EU energy label rating for each item type.
Installation of heating, cooling and domestic hot water systems in the most energy-efficient categories.
Condensing boilers: installation of heating and hot water systems using condensing boilers.
Heat pumps: installation of heat pump heating and cooling system by means of splits or ducts.
Aerothermal: installation of heating, cooling and domestic hot water system using aerothermal system.
Geothermal: geothermal installation, systems that convert heat from the ground into thermal energy (heating, cooling and domestic hot water).

Control and automation

Smart meters for water, gas, electricity, ventilation and air-conditioning for efficient integrated energy management.
Sensor equipment, including movement and daylight detection.
Items for façades or roofs with sun protection or control functions.

Insulation of façades and cladding

Replacement of exterior carpentry: Installation of aluminium or PVC thermal break windows and low-emission double glazing, complying with the limits established in the Technical Building Code (CTE) for Energy Saving.
External insulation finishing system (EIFS, SATE in Spanish).
Double-skin façades.

SUSTAINABLE MOBILITY