Sustainable Consumption Loan

• Fixed annual nominal interest rate: 5.95%.
• APR¹ of 6.11%.
• No arrangement fee.
• No total or partial repayment fee. If you receive any kind of subsidy, you can use it to pay off the loan and reduce your debt at no cost.
• Flexibility: because you can repay it over up to 7 years.
• Minimum and maximum loan amount: EUR 1,000 – 100,000.

• Installation of photovoltaic solar panels.
• Solar panels for hot water.
• Electrical energy or thermal storage units.
  

• Acquisition of household appliances with the highest EU energy label rating for each item type.
  
• Installation of heating, cooling and domestic hot water systems in the most energy-efficient categories.
• Condensing boilers: installation of heating and hot water systems using condensing boilers.
• Heat pumps: installation of heat pump heating and cooling system by means of splits or ducts.
• Aerothermal: installation of heating, cooling and domestic hot water system using aerothermal system.
• Geothermal: geothermal installation, systems that convert heat from the ground into thermal energy (heating, cooling and domestic hot water).

• Smart meters for water, gas, electricity, ventilation and air-conditioning for efficient integrated energy management.
• Sensor equipment, including movement and daylight detection.
• Items for façades or roofs with sun protection or control functions.
  

• Replacement of exterior carpentry: Installation of aluminium or PVC thermal break windows and low-emission double glazing, complying with the limits established in the Technical Building Code (CTE) for Energy Saving.
• External insulation finishing system (EIFS, SATE in Spanish).
• Double-skin façades.

• Electric vehicles.
• Hydrogen-powered vehicles.
• Hybrid vehicles with emissions lower than 50g of CO₂/km.

Check the emissions generated by the hybrid car that you are going to purchase here.

The installation of electric vehicle charging points is also deemed a sustainable purpose.