Agro

Bring forward your CAP¹ funding when your business needs it most

Get up to 80% of subsidy receivable.
We'll advance you the amount until the time of payment.
Request the advance payment at any Banco Santander branch.

Liquidity for your farm right when you need it

Receiving your CAP funding early lets you grow your farming business, without having to wait until the last minute.

Receive up to 80% of your CAP funding in advance, on favourable terms.
Liquidity available from the outset, subject to approval.
Arrange any of our complementary solutions to protect your business, such as agricultural insurance², with preferential terms for financing Agroseguro premiums.

You can also rely on our experience in managing Common Agricultural Policy (CAP) funding, helping you plan ahead with greater peace of mind and meet the key costs of running your farm.

And if your advance exceeds €25,000, you will receive an additional benefit

Our digital farm management solution³, which enables you to plan campaigns and seasons, monitor crops and optimise the management of your holding. All of this with the ongoing support of your relationship manager, who will tailor the solution to your needs from day one.

To qualify, you must:

Apply for an advance of more than €25,000.
Arrange access to the platform at a Santander branch.
Be among the first 500 customers to apply until 31th December 2026.

1. Operation subject to prior approval by the Bank. Check conditions at your branch or at www.bancosantander.es.

2. Insurance arranged by Santander Mediación Operador de Banca-Seguros Vinculado, S.A., tax ID A-28360311, through its distribution network: Banco Santander, S.A., operator registered with the Directorate-General for Insurance and Pension Funds under registration number OV-0042. Civil liability and financial capacity are covered in accordance with prevailing legislation. Insurer: CASER, Caja de Seguros Reunidos, Compañía de Seguros y Reaseguros, S.A.

3. One subscription to a digital tool to support your business per Tax Identification number, provided you arrange the advance payment of at least €25,000. The subscription will run for a maximum period of eleven (11) months and will end on 31 December 2026 at the very latest, even if the full maximum period of eleven (11) months has not elapsed by that date. For further information, please consult the legal terms and conditions.