We select funds for you
Banco Santander is a pioneer in the marketing of international fund managers and we offer the possibility to invest in more than 18,000 investment funds, both national and international, by managers of recognised prestige.
Our Private Banking service performs a selection of funds1 by category through the analysis of parameters such as historical returns, investment strategies, volatility or equity.
This selection of Santander Private Banking Funds is exclusively accessible to our customers through Online Banking, a platform where you will also find data on returns obtained, the investment policy and risk level for each selected fund.
Advantages
Our team of specialists analyses a universe of more than 18,000 investment funds by the most prestigious international managers to create our selection.
The specialists apply qualitative and quantitative criteria when creating this selection. First, they study the statistical data that allows us to discriminate some funds from the others according to risk, profitability and consistency. Then it is determined which funds form part of comparable universes and they study both the capabilities of the management teams as well as the transparency, control and solvency guarantees that are applied.
Accessing this selection of funds will allow you to:
- Know which products have been selected in each category based on the criteria of our experts.
- Have a range of options adapted to the possibilities of the markets to take advantage of the economic cycles as a result of the ongoing analysis of our experts.
Investment funds are products that depend on fluctuations in market prices and other variables. The value of units can go up as well as down, therefore, the recovery of the initial capital invested cannot be guaranteed, Past results are not a reliable indicator of future returns.
Investment funds involve certain risks (market, credit, liquidity, currency, interest rate, etc.), which are all detailed in the Prospectus and in the Simplified Prospectus or document that replaces it in the State of origin of the investment fund (in the case of funds established in Spain, the Key Investor Information Document (KIID)). The nature and scope of the risks will depend on the type of fund, its individual characteristics, the currency and the assets in which the equity of the fund is invested.
Consequently, the choice between the different types of funds must be made taking into account the investor's appetite and ability to take risks, as well as their expectations of future returns and their investment time horizon. Before subscribing to units of a fund, the investor should consult the information contained in the Prospectus and in the Simplified Prospectus or document that replaces it, both documents being available to investors at our offices and at the Management Company of the investment fund, and in the case of funds constituted in Spain, the National Securities Market Commission (CNMV).
The taxation of the income obtained by the participants will depend on the tax legislation applicable to their personal situation and may vary in the future.
This information is of an advertising nature and is disseminated exclusively for informational purposes. Its content does not constitute the basis of any contract or commitment, nor should it be considered as investment advice or a recommendation of any kind.
Banco Santander, S.A. – Registered Office: Paseo de Pereda, 9-12. SANTANDER – Trade Registry of Santander, Page 286, Sheet 64, Book 5 of Companies, Entry 1 Tax ID (NIF) A-39000013.