This number is indicative of the risk of the product, being 1/6 indicative of lower risk and 6/6 of higher risk.

Banco Santander is attached to the Credit Institutions Deposit Guarantee Fund. For money deposits the maximum guaranteed amount is 100,000 euros per depositor in each credit institution.

Bringing your friends to Santander is easier than ever

If you open an Online Account or are a customer, there are two ways to get a personalised code, so that you and friends can get money. Invite them until 12 June!

Find out how to benefit

Choose the option best suited to you and your friends:

Bring a friend and their salary

You can earn up to €500, if you invite your friends to open the Online Account and set up the payment of their salary (over €600) into the account for a fixed period of 24 months.

  • 1 friend = €501 for you.
  • Your friend gets €1501.
  • Up to 10 friends.

Bring a friend with Bizum

Get up to €300, if 10 of your friends open the Online Account, activate their free debit card, make a card transaction (shopping or cash withdrawal) and register for Bizum.

  • 1 friend = €301 for you.
  • Your friend gets €301.
  • Up to 10 friends.

Remember: you have until 12 June to sign up for the programme and bring your friends over to Banco Santander!

Follow these steps to bring your friends

  1. Choose one of the options above to get the code and share it with your friends.
  2. With the code, your friends have to open an Online Account and meet the plan's requirements.
  3. If they do, you and your friends get the money for the option you chose.
  4. You can invite up to 10 friends and earn up to €500 depending on your choice.

Advantages of switching to Santander with the Online Account2:

  • €0 issuance and maintenance fee.
  • Santander debit card with no issuance or maintenance fee.
  • No fee for online transfers or cash withdrawals at ATMs (excluding urgent and instant transactions).
  • €0 for debit cash withdrawals at Santander ATMs.
  • Instant money transfer with no fee via Bizum on the Santander app or through our online banking.

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