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Financing for the university teaching and research staff and/or administration and services staff group

If you are a Professor, Researcher or belong to the Administration and Services Staff (teaching and research staff and/or administration and services staff group) and you have your salary paid into your Santander account you can get an advance of up to 6 monthly payments.

Up to12.000 euros

Repay it over a maximum of 36 months



What does it offer?

  • You can request the advance at a fixed rate of up to 6 salary payments, with a minimum amount of € 1,200 and maximum of € 12,000.
  • Nominal annual interest rate:

NIR 0% if repaid early in the first 6 months, 2.04% APR1

As of the 7th month: NIR 11%, APR 8.74%2

  • You can repay it over a maximum term of 36 months.
  • Amounts:

Minimum fee: € 1,200

Maximum: up to 6 net salary payments (maximum € 12,000)

  • Arrangement fee: 1% not financed
  • Early cancellation fee:

0% if repaid within the first six months

1% if the period between the early cancellation date and the loan maturity date is greater than one year

0,5% if said term does not exceed one year

In addition, by being a Santander customer and being part of the teaching and research staff and/or administration and services staff group, you can enjoy great training and university advantages.



How do I arrange it?

You can arrange the 6x6 advance payment at your nearest Santander branch. Find it here

Shall we discuss it?

If you would like more information, visit any of our branch offices.

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Anticipo Nómina 6x6

Icon / check Created with Sketch. Get an advance of up to 6 monthly payments of your salary.

Icon / check Created with Sketch. Ask for up to € 12,000.

Icon / check Created with Sketch. Repay it over a maximum of 36 months.

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