How does Bizum work?
To use Bizum, you don't need to download an additional application. All you need is:
- The latest version of the Santander App.
- An up-to-date contact list on your phone.
- Sign up for the service, through the Santander App or Online Banking1. You can activate it with your mobile number and the account of your choice.
And you can send and receive money2 with your mobile.
You only have to choose a contact on your phone and send them the amount you want, without knowing their bank account details.
Send money from one account to another instantly
If you send money, it will automatically appear in your account.
If you want to receive it, you will have it in yours as soon as your contact accepts the operation.
Free and secure
Bizum is a free payment system supported by most Spanish banks, so all their customers can use it.
All operations require a password, therefore it is a secure system.
What can you do with Bizum?
Simple and multiple money transfers and requests, with a text and a photo can be sent among registered private individuals.
Donations to NGOs registered in the Service by just knowing a 5-digit code or selecting the NGO in the Bizum application directory in Santander.
E-commerce payments at those businesses registered in the Service by choosing Bizum as a payment option, entering mobile number and Bizum Password.
Find out what the Bizum password is, how to obtain it and how to use it!
Information of interest
1. Acceptance of the bank's terms and conditions is required. Available for Android devices. Bizum is a multi-bank service. Check the participating banks at www.bizum.es.
2. These are the limits on operations:
Minimum amount for each payment transaction: €1,000.
Maximum amount for each payment transaction: €0.50.
Maximum amount of transactions received by a customer in a day: €2,000.
Number of transactions received by a customer in a month: 60.
Number of requests issued by a customer in a month: 60.
Maximum number of recipients that can be included when sending payments or in a multiple request: 30. Maximum amount per transaction between private individuals and online retailers: €15,000.
Minimum amount per transaction: €0.01.
3. Download the terms and conditions and download the attached file -(PDF.2.07 MB)
Other related products
Have the bank on your mobile. Make transfers, manage your credit cards, withdraw cash from ATMs, review your expenses and more.
Pay with your mobile
Learn about all the options you have to make purchases without having to take out your card, either with your phone or your watch.
Get your codes
Request your access code and signature code here by signing the multi-channel contract to be able to operate online and access the Santander apps.
You might be interested in
How to withdraw money without a card
How to pay using your mobile
Find out more