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Salary Advance
Get up to 2 months' pay for dealing with unexpected expenses or whatever you like.
- Get an advance on your salary of up to € 9,000.
- Repay it within 3 to 12 months.
With Salary Advance, you can access your money in advance
Would you like a salary advance to pay a bill or because you need cash flow? For minor expenses or unexpected outlays, you can apply for an advance on your salary.
If your salary is paid into Santander1, get an advance of up to 2 months' net pay (maximum €9,000) and choose to return up to 12 months.
Check whether you have a pre-approved salary advance in the app or on Online Banking.
Conditions
- Without interest rate. Annual Fixed NIR: 0% (APR2 from 7.61% to 9.50%).
- Arrangement fee: from 1.5% to 4% depending on the term.
- Repayment period: between 3 and 12 months.
|
Term (months) |
Opening Commission (%) |
|---|---|
| 3 | 1.50% |
| 4-6 | 2.50% |
| 7-9 | 3.00% |
| 10-12 | 4.00% |
Don't wait to be paid. Apply for an advance and get the money in your current account.
1. Minimum payroll amount of € 600 or pension without minimum amount.
Financing transactions subject to the bank’s prior approval.
Pursuant to prevailing EU legislation, your branch has the European Standardised Information Sheet on loans.
2. APR calculated for a loan of 3,000 euros signed on the last day of the month, using the French repayment system. The APR will vary depending on the repayment term chosen due to the charging of a percentage origination fee. The total amount owed is the result of the sum of the amount requested, the arrangement fee and interest (which are €0).
|
Term (months) |
Monthly fee |
Arrangement fee (%) |
NIR |
APR |
Total amount owed |
Amount requested |
Arrangement fee |
Interest |
Total cost of the Credit |
|---|---|---|---|---|---|---|---|---|---|
| 3 | €1,000 | 1.50% | 0% | 9.50% | €3,045 | €3,000 | €45 | 0% | €45 |
| 6 | €500 | 2.50% | 0% | 9.09% | €3,075 | €3,000 | €75 | 0% | €75 |
| 9 | €333.33 | 3.00% | 0% | 7.61% | €3,090 | €3,000 | €90 | 0% | €90 |
| 12 | €250 | 4.00% | 0% | 7.87% | €3,120 | €3,000 | €120 | 0% | €120 |
*8 installments of €333.33 and a final installment of €333.36.
Salary advance
- Salary advance of up to €9,000.
- Repay it within 3 to 12 months.
- Without interest rate. Annual Fixed NIR: 0%.
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