Real estate financing for companies

With Santander Leasing Inmobiliario you can finance any property your company needs1.

Through Leasing Inmobiliario we finance up to 100% of the acquisition value of offices, warehouses, business premises, offices, etc. You can make use of this product for any property where a business or professional activity is going to be carried out, including homes that are going to be leased or properties under construction. And if you need to, you can include the renovation works of the property in the operation.

Take advantage of tax benefits2 of Leasing Inmobiliario, which are greater than those of other financial products, with the possibility of saving you the payment of the stamp duty and other deed taxes.

And don't forget that this product is compatible with ICO and EIB financing lines and other agreements that will allow you to benefit from better interest rates.

What do you get with Leasing Inmobiliario?

Choosing Banco Santander Leasing Inmobiliario to equip your company comes full of benefits:

Financial benefits:

  • Maximum tax benefits2 compared to other forms of financing.
  • Possibility of financing up to 100% of the purchase price.The VAT or IGIC of the purchase is paid, where appropriate, by the bank, not the customer.
  • "Tailored" payment structure: high first repayments, constant, increasing repayments, etc.
  • Compatible with ICO lines and other intermediation facilities, EIB, FEI, etc.

Tax benefits:

  • Both the interest as well as the VAT or IGIC of the repayments are generally deductible.
  • Accelerated amortisation of the property in Corporate Tax or Personal Income Tax2 that does not affect the income statement.
  • With Leasing Inmobiliario, it is possible to save the payment of the stamp duty and other deed taxes.


  • Format. Financial leasing (real estate leasing).
  • Period. Minimum 10 years, can be arranged for up to 15 years. Operations of up to 20 years can be studied.
  • Amount. No minimum.
  • Amortisation. You choose how you are going to pay. The payment is fixed, monthly and interest is paid in advance. Although you can choose other options.

At the end of the term stipulated in the contract, the customer will have a purchase option on the real estate, normally for an amount equivalent to one more payment.

How to arrange it

We recommend you request a fiscal and financial study that reflects the tax savings that a leasing operation would provide compared to other forms of financing.

Go to your nearest Santander branch to take out the Leasing Inmobiliario product.

And if you would like more information, we can call you.

Shall we talk?

If you want to know more about this type of financing, call us on

915 123 123

Leasing Inmobiliario

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