Companies Cards

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The cards you need for your business expenses

Business Credit Card

The new Business Credit card for all your business expenses.

Learn about everything it has to offer:

No issuance fee. Free maintenance fee with a turnover of more than €1,800 per year. Otherwise, the commission will be €36 per year.
Accident insurance for up to €120,202.421¹.

Every facility:

Flexible payment: you can choose how to pay the monthly bill, to suit your needs:

Pay the monthly total interest-free: the card is issued with this method of payment, with the option of changing it whenever you wish.
Pay a percentage of the credit drawn (NIR 18%. APR 19.56%)².
Pay a fixed instalment (NIR 18%. APR 19.56%)².

For any contingency, if you need liquidity, with Instant Cash, you can transfer money from your card to your account immediately. Fee 3%, minimum transfer 100€.

Santander Professional Debit Card

The professional card for your day-to-day business. All payments will be shown in your account immediately

Learn about everything it has to offer:

Cash withdrawals on debit without charges at any Santander ATM in the world.
No issue or maintenance fee.
Accident insurance for up to €300,000¹.

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The cards you need for your expenses as a self-employed person

Santander Professional Credit Card

Benefit from 2 cards in 1 for all your professional expenses.

Learn about everything it has to offer:

In addition to paying in shops on credit, the main holder can also make commission-free cash withdrawals on debit at more than 7,000 Santander España ATMs.

No issue or maintenance fee.
Accident insurance for up to €300,000¹

Also, your Santander Professional Credit Card is made from corn, an organic and biodegradable material.

Every facility:

Flexible payment: You can choose how to pay the monthly bill, to suit your needs:

Pay the monthly total interest-free. The card is issued with this method of payment, with the option of changing it whenever you wish.
Pay a percentage of the credit drawn (NIR 18%. APR 19.56%)².
Pay a fixed instalment (NIR 18%. APR 19.56%)².

Use Instant Cash, to transfer money from your card to your account immediately. Fee 3% minimum you can transfer €100.
Pay in 3 instalments without changing your method of payment. For purchases up to 1,000€, you can pay in 3 months interest-free, with a single fee which will depend on the amount financed:

Amount greater than / up to	€0 €200	€200 €300	€300 €500	€500 €1000
Fee	€2 (TIN 0% TAE: 6,22%)³	€5 (TIN 0% TAE: 10,63%)³	€7 (TIN 0% TAE: 8,84%)³	€12 (TIN 0% TAE: 7,52%)³

And if you want to divide a purchase into instalments of your choice, you can pay for your purchases over a period of up to 36 months at 18% NIR. (APR: 19.56%)².

Santander Professional Debit Card

The professional card for your day-to-day business. All payments will be shown in your account immediately.

Learn about everything it has to offer:

Cash withdrawals on debit without charges at any Santander ATM in the world.
No issue or maintenance fee.
Accident insurance for up to €300,000¹.

The granting of credit and revolving credit cards is subject to prior approval by the Bank.
These are credit cards.
Remember to use your credit card responsibly. The abusive use of financing carries a risk of over-indebtedness with long-term consequences that could affect your financial planning.
1. Accident Insurance: Santander Seguros y Reaseguros, Compañía Aseguradora, S.A. This contract has been entered into with the mediation of Santander Intermediación Correduría de Seguros, S.A., registered in the Special Register of Insurance Brokerage Companies under code J-989.
Civil Liability and Financial Capacity covered by current legislation.
2. NIR 18%. APR: 19.56%, calculated on the basis of a drawn down amount of €1,500 and an issue or maintenance fee of 0 euros per month. Total amount owed €1,650.24, to be returned in 12 monthly instalments of €137.52. Calculations in accordance with the amortisation system in regular instalments. In addition, the fees, if any, associated with the transactions carried out will also be charged. In addition, the fees, if any, associated with the transactions carried out will also be charged
3. Amount up to €200, over three months: Charge of €2. NIR 0% APR: 6.22%, calculated assuming a drawn down amount of €200 and an issue and maintenance fee of 0 euros. Total amount payable €202 to be returned in 3 monthly instalments of €66.67 and a one-off charge of €2. Calculations in accordance with the amortisation system of regular instalments. In addition, where applicable, the fees associated with the transactions carried out will be charged.
Amount above €200 and up to €300, over three months: Charge of €5. NIR 0% APR: 10.63%, calculated assuming a drawn down amount of €300 and an issue and maintenance fee of 0 euros. Total amount payable €305 to be returned in 3 monthly instalments of €100 and a one-off charge of €5.Calculations in accordance with the amortisation system of regular instalments. In addition, where applicable, the fees associated with the transactions carried out will be charged.
Amount above €300 and up to €500, over three months: Charge of €7. NIR 0% APR: 8.84%, calculated assuming a drawn down amount of €500 and an issue and maintenance fee of 0 euros. Total amount payable €507 to be returned in 3 monthly instalments of €166.67 and a one-off charge of €7. Calculations in accordance with the amortisation system of regular instalments. In addition, where applicable, the fees associated with the transactions carried out will be charged.
Amount above €500 and up to €1.000, over three months: Charge of €12. NIR 0% APR: 7.52%, calculated assuming a drawn down amount of €1.000 and an issue and maintenance fee of 0 euros. Total amount payable €1,012 to be returned in 3 monthly instalments of €333.33 and a one-off charge of €12. Calculations in accordance with the amortisation system of regular instalments. In addition, where applicable, the fees associated with the transactions carried out will be charged.