Catalan
English
SpanishCompanies Cards
Find out about the cards associated with Companies and enjoy all its advantages.
The cards you need for your business expenses
Business Credit Card1
The new Business Credit card for all your business expenses.
Learn about everything it has to offer:
- No issue or maintenance fee for the first year. From the second year onwards, the maintenance fee will be €0 with a turnover of more than €1,800 per year. Otherwise, the commission will be €36 per year2.
In addition:
- Flexible payment: you can choose how to pay the monthly bill, to suit your needs:
- Pay the monthly total interest-free (NIR 0%): the card is issued with this method of payment, with the option of changing it whenever you wish.
- Pay a percentage of the credit drawn (NIR 18%. APR 19.56%)3.
- Pay a fixed instalment (NIR 18%. APR 19.56%)3.
- For any contingency, if you need liquidity, with Instant Cash, you can transfer money from your card to your account immediately. Fee 3%, minimum transfer 100€.
Santander One Business Debit Card
The professional card for your day-to-day business. All payments will be shown in your account immediately
Learn about everything it has to offer:
- Cash withdrawals on debit without charges at any Santander ATM in the world.
- No issue or maintenance fee.
The cards you need for your expenses as a self-employed person
Santander Professional Credit Card1
Benefit from 2 cards in 1 for all your professional expenses.
Learn about everything it has to offer:
In addition to paying in shops on credit, the main holder can also make commission-free cash withdrawals on debit at more than 6,000 Santander España ATMs.
- No issue or maintenance fee.
Also, your Santander Professional Credit Card is made from corn, an organic and biodegradable material.
In Addition:
- Flexible payment: You can choose how to pay the monthly bill, to suit your needs:
- Pay the monthly total interest-free (NIR 0%). The card is issued with this method of payment, with the option of changing it whenever you wish.
- Pay a percentage of the credit drawn (NIR 18%. APR 19.56%)3.
- Pay a fixed instalment (NIR 18%. APR 19.56%)3.
- Use Instant Cash, to transfer money from your card to your account immediately. Fee 3% minimum you can transfer €100.
- Pay in 3 instalments without changing your method of payment. For purchases up to 1,000€, you can split the payment over 3 months interest-free, with a single fee which will depend on the amount financed:
| Amount of |
up to €200 |
€200,01 to €300 |
€300,01 to €500 |
€500,01 to €1,000 |
|---|
And if you want to divide a purchase into instalments of your choice, you can divide your purchases over a period of up to 36 months at 18% NIR. (APR: 19.56%)3.
Santander Professional Debit Card
The professional card for your day-to-day business. All payments will be shown in your account immediately.
Learn about everything it has to offer:
- Cash withdrawals on debit without charges at any Santander ATM in the world.
- No issue or maintenance fee.
1. Credit card is subject to prior approval by the bank. This is a revolving credit card. Remember to use your credit card responsibly. Abusive use of financing carries a risk of over-indebtedness with long-term consequences that can affect your financial planning.
2. NIR 18%. APR: 25.244%, considering, as a representative example, an amount drawn down of €1,500 and an issue or maintenance fee of 36 euros per month. Total amount owed €1,686.24, to be returned in 12 monthly instalments of €140.52. Total cost of credit €186.24. Calculations in accordance with the amortisation system in regular instalments.
3. NIR 0% APR: 19.56%, calculated assuming a drawn down amount of €1,500 and an issue and maintenance fee of 0 euros. Total amount payable €1,650.24 to be returned in 12 monthly instalments of €137.52. Calculations in accordance with the amortisation system of regular instalments. In addition, where applicable, the fees associated with the transactions carried out will be charged.
4. For an amount of €100, over three months: €2 fee, interest-free. APR: 12,91%, calculated considering an amount drawn down of €100. Total amount owed €102 to be repaid in 2 first monthly installments of €33.33, a last installment of €33.34 and a total credit cost of €2. €0 credit card issuance and maintenance fee.
For an amount of €200, over three months: €2 fee, interest-free. APR: 6,22%, calculated considering an amount drawn down of €200. Total amount owed €202 to be repaid in 2 first monthly installments of €66.67, a last installment of €66.66 and a total credit cost of €2. €0 credit card issuance and maintenance fee.
5.For an amount of €200.01, over three months: €5 fee, without interest. APR: 16,44%, calculated considering an amount drawn down of €200.01. Total amount owed €205.01 to be repaid in 3 monthly installments of €66.67 and a total cost of credit of €5. €0 credit card issuance and maintenance fee.
For an amount of €300, over three months: €5 fee, without interest. APR: 10,63%, calculated considering an amount drawn down of €300. Total amount owed €305 to be repaid in 3 monthly installments of €100 and a total credit cost of €5. €0 credit card issuance and maintenance fee.
6. For an amount of 300.01, for three months: Fee of €7, without interest. APR: 15,25%, calculated considering an amount drawn down of €300.01. Total amount owed €307.01 to be repaid in 2 first monthly installments of €100, a last installment of €100.01 and a total credit cost of €7. €0 credit card issuance and maintenance fee.
For an amount of €500.00, over three months: €7 fee, interest-free. APR: 8,84%, calculated considering an amount drawn down of €500. Total amount owed €507 to be repaid in 2 first monthly installments of €166.67, a last installment of €166.66 and a single commission of €7. €0 credit card issuance and maintenance fee.
7. For an amount of €500.01, over three months: €12 fee, interest-free. APR: 15,73%, calculated considering an amount drawn down of €500.01. Total amount owed €512.01 to be repaid in 3 monthly installments of €166.67 and a total credit cost of €12. €0 credit card issuance and maintenance fee.
For an amount of €1,000, over three months: €12 fee, interest-free. APR: 7,52%, calculated considering an amount drawn down of €1,000. Total amount owed €1,012 to be repaid in 2 first monthly installments of €333.33, a last installment of €333.34 and a total credit cost of €12. €0 credit card issuance and maintenance fee.
Companies Cards
- Cards for your business expenses.
- Fee-free debit cash withdrawals at Santander Spain ATMs.
Other related products
Santander One Companies
A new way of interacting with your bank with benefits adapted to your company.
Benefits of cards for companies
Pay easily and without compromising the liquidity of your company with business cards.
You might be interested in
FAQs
What to do in case of theft or loss of a credit card?
Santander Blog
Seven books to learn about economics