Companies Cards

Find out about the cards associated with Companies and enjoy all its advantages.

The cards you need for your business expenses

Business Credit Card1

The new Business Credit card for all your business expenses.

Learn about everything it has to offer:

  • No issue or maintenance fee for the first year. From the second year onwards, the maintenance fee will be €0 with a turnover of more than €1,800 per year. Otherwise, the commission will be €36 per year2.

In addition:

  • Flexible payment: you can choose how to pay the monthly bill, to suit your needs:
    • Pay the monthly total interest-free (NIR 0%): the card is issued with this method of payment, with the option of changing it whenever you wish.
    • Pay a percentage of the credit drawn (NIR 18%. APR 19.56%)3.
    • Pay a fixed instalment (NIR 18%. APR 19.56%)3.
  • For any contingency, if you need liquidity, with Instant Cash, you can transfer money from your card to your account immediately. Fee 3%, minimum transfer 100€.

Santander One Business Debit Card

The professional card for your day-to-day business. All payments will be shown in your account immediately

Learn about everything it has to offer:

  • Cash withdrawals on debit without charges at any Santander ATM in the world.
  • No issue or maintenance fee.

The cards you need for your expenses as a self-employed person

Santander Professional Credit Card1

Benefit from 2 cards in 1 for all your professional expenses.

Learn about everything it has to offer:

In addition to paying in shops on credit, the main holder can also make commission-free cash withdrawals on debit at more than 6,000 Santander España ATMs.

  • No issue or maintenance fee.

Also, your Santander Professional Credit Card is made from corn, an organic and biodegradable material.

In Addition:

  • Flexible payment: You can choose how to pay the monthly bill, to suit your needs:
    • Pay the monthly total interest-free (NIR 0%). The card is issued with this method of payment, with the option of changing it whenever you wish.
    • Pay a percentage of the credit drawn (NIR 18%. APR 19.56%)3.
    • Pay a fixed instalment (NIR 18%. APR 19.56%)3.
  • Use Instant Cash, to transfer money from your card to your account immediately. Fee 3% minimum you can transfer €100.
  • Pay in 3 instalments without changing your method of payment. For purchases up to 1,000€, you can split the payment over 3 months interest-free, with a single fee which will depend on the amount financed:


Amount of

up to €200

€200,01 to €300

€300,01 to €500

€500,01 to €1,000

Fee

€2

(APR: 6,22% - 12,91%)4

€5

(APR: 10,63% - 16,44%)5 

€7

(APR: 8,84% - 15,25%)6 

€12

(APR: 7,52% - 15,73%)7 

And if you want to divide a purchase into instalments of your choice, you can divide your purchases over a period of up to 36 months at 18% NIR. (APR: 19.56%)3.

Santander Professional Debit Card

The professional card for your day-to-day business. All payments will be shown in your account immediately.

Learn about everything it has to offer:

  • Cash withdrawals on debit without charges at any Santander ATM in the world.
  • No issue or maintenance fee.

Companies Cards

  • Cards for your business expenses.
  • Fee-free debit cash withdrawals at Santander Spain ATMs.

Other related products

Santander One Companies 

A new way of interacting with your bank with benefits adapted to your company.

Benefits of cards for companies

Pay easily and without compromising the liquidity of your company with business cards.

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