Cards
Santander cards
Make quick, convenient and secure payments both in store and online. And manage them with the Santander app. Check out all the options you have for using your cards!
Finance services with your Santander credit card
Convenientl y pay for your purchases
Pay for purchases in instalments
A solution for every need. Our Santander credit card is so flexible that you can get finance at any time: before, during or after your purchase.
Technology at your fingertips
Santander Boutique
Choose from mobiles, computers, tablets and more state-of-the-art technological equipment.
What kind of card do you need?
Cards are a simple and secure payment method, and avoid the downsides of having to use cash.
If you're looking for something that will let you pay with credit and pay it back at the end of the month, next month or in instalments, a credit card is what you're after. On the other hand, if you want to use the money you already have in your account or withdraw cash, you need a debit card.
| 
 Functionality  | 
 Santander debit card  | 
 Santander credit card  | 
|---|---|---|
| 
 Debit card cash withdrawals (free at Santander ATMs)  | ✓ | ✓ | 
| 
 Simple payments (using your phone with Apple Pay, Samsung Pay, Google Pay, Garmin Pay and Fitbit Pay)  | ✓ | ✓ | 
| 
 Carbon footprint calculation and offsetting  | ✓ | ✓ | 
| 
 Choose how to pay whenever you wish: 
  | 
 | ✓ | 
| 
 Santander Premia benefits (discounts and bonuses)1  | 
 | ✓ | 
| 
 Access to the Santander Iberia Plus Plan  | 
 | ✓ | 
Most common doubts about cards
You can pay with your mobile devices with Apple Pay, Google Pay, Samsung Pay, Garmin and Fitbit. You can add your card to iOS mobile devices (with Apple Wallet) or Samsung Android (with Samsung Pay) through the Santander App or through the leading payment apps (Google Wallet, Garmin and Fitbit).
This will depend on the payment method that you have chosen. For example, with the end-of-month payment method, you will return the total credit that you have during the agreed settlement period, and when this ends, you will not pay interest (0% NIR and 0% APR). However, if you pay with a credit card using the deferred payment option or if you use a financing option, you will pay the associated interest or commission.
Yes. You can change your card's payment method at any time from the Santander App or website.
Benefits and promotions
Enjoy all the promotions that come with a Santander credit card.
Always Connected
If you also think that people come first and then everything else, and that being digital is not an end but rather a means, then we are connected. At any time. However you like. Wherever you want.
Apply online for the card you need
At Online Banking you can see the advantages of these Santander cards and apply for them whenever you want.
Special offers
Discover the offers for your favourite brands and shops when you pay with your cards on the Santander App.
Carry out your day-to-day transactions
Control the activity of your cards, turn them off and on whenever you need to, check your PIN or CVV, defer payment of your purchases and pay with your mobile phone.
Your bank is always with you
Contact your Santander Personal manager to ask questions, consult the frequently asked questions, learn from our videos and find the closest ATM.
Access your bank wherever you are
Check the activity of your cards and manage them from any mobile device. You decide how, when and where to interact with your bank.
You might be interested in
FAQs
What to do in case of theft or loss of a credit card?
Santander Blog
How to pay using your mobile
