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PRODUCTO SIMPLE

What are ICO Loans

When developing your business, there are many things that you need to take into account in order for it to work as planned. The ICO Lines loans help you finance both new investments and improvements to your company, inside and outside of Spain, so that your business can continue to grow.

With ICO loans you can get the boost that your company needs, because:


  • Self-employed persons and companies of any size can apply.
  • They help you finance investments and liquidity needs.
  • They are offered in two types of financing: loan or leasing, both movable and real estate.
  • The financing terms are very flexible.
  • They have beneficial conditions that adapt to your investment project.
  • You can request up to €12.5 million and up to 100% of the investment project.


Apply for your ICO loan and take advantage of Banco Santander's extensive experience in processing ICO loans. In the last three years, we have helped more than 250,000 companies and processed more than €3.7 billion through the ICO Lines.

For further details of the characteristics of the Current ICO lines click here.


How to arrange it

Go to your nearest Santander branch to arrange your ICO loan or leasing.

Operation subject to prior approval by the Bank and the availability of a limit on the line.

Shall we discuss it?

If you would like more information, visit any of our branch offices.

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