1. Granting of the card subject to prior approval by the Bank. This card allows for deferred payment (revolving). Keep in mind that, if you choose a payment that is too low, your debt may last longer than expected, since the monthly payment will be used first of all to pay interest and commissions and in a lower amount to the repayment of the principal. Remember to use your credit card responsibly. The abusive use of financing implies a risk of over-indebtedness with long-term consequences that can affect your financial planning.
2. For an amount of €100, over three months: €2 fee, interest-free. APR: 12.91%, calculated considering an amount drawn down of €100. Total amount owed €102 to be repaid in 2 first monthly installments of €33.33, a last installment of €33.34 and a total credit cost of €2. €0 credit card issuance and maintenance fee.
For an amount of €200, over three months: €2 fee, interest-free. APR: 6.22%, calculated considering an amount drawn down of €200. Total amount owed €202 to be repaid in 2 first monthly installments of €66.67, a last installment of €66.66 and a total credit cost of €2. €0 credit card issuance and maintenance fee.
3. For an amount of €200.01, over three months: €5 fee, without interest. APR: 16.44%, calculated considering an amount drawn down of €200.01. Total amount owed €205.01 to be repaid in 3 monthly installments of €66.67 and a total cost of credit of €5. €0 credit card issuance and maintenance fee.
For an amount of €300, over three months: €5 fee, without interest. APR: 10.63%, calculated considering an amount drawn down of €300. Total amount owed €305 to be repaid in 3 monthly installments of €100 and a total credit cost of €5. €0 credit card issuance and maintenance fee.
4. For an amount of 300.01, for three months: Fee of €7, without interest. APR: 15.25%, calculated considering an amount drawn down of €300.01. Total amount owed €307.01 to be repaid in 2 first monthly installments of €100, a last installment of €100.01 and a total credit cost of €7. €0 credit card issuance and maintenance fee.
For an amount of €500.00, over three months: €7 fee, interest-free. APR: 8.84%, calculated considering an amount drawn down of €500. Total amount owed €507 to be repaid in 2 first monthly installments of €166.67, a last installment of €166.66 and a single commission of €7. €0 credit card issuance and maintenance fee.
5. For an amount of €500.01, over three months: €12 fee, interest-free. APR: 15.73%, calculated considering an amount drawn down of €500.01. Total amount owed €512.01 to be repaid in 3 monthly installments of €166.67 and a total credit cost of €12. €0 credit card issuance and maintenance fee.
For an amount of €1,000, over three months: €12 fee, interest-free. APR: 7.52%, calculated considering an amount drawn down of €1,000. Total amount owed €1,012 to be repaid in 2 first monthly installments of €333.33, a last installment of €333.34 and a total credit cost of €12. €0 credit card issuance and maintenance fee.
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