CUENTA SMART

Account for young people without requirements or commissions

The Smart Account is the young account of Santander SmartBank, it is an unpaid account for people between 18 and 31 years old, without maintenance fees or requirements (TIN 0%, APR 0%)1. Open your Smart Account and we give you the tools you need to fill your life with experiences.


Benefits of the Smart Account, your young person's account

NO COMMISSIONS OR CONDITIONS

  • Account with no maintenance fee or requirements.
  • Debit card with no issuance or maintenance fee.
  • Free online transfers in euros via online banking or the app. Except urgent or immediate transfers.
  • Commission-free cash withdrawals using your debit card at more than 30,000 Santander ATMs all over the world.

SANTANDER APP: ALL YOUR BUSINESS WITH NO NEED TO GO TO THE BANK

  • Send and receive money with Bizum, immediately, using a mobile.
  • Make payments by mobile with Apple Pay, Google Pay, Samsung Pay, Garmin Pay and Fitbit Pay.

  • Talk to your personal manager whenever you need more information on products and services.
  • Get discounts with your app with Santander Zone, for many of your outgoings when you use your credit card (transport, fuel, sport and more). 

DEVELOP YOUR TALENT

  • Education
    Find opportunities for your academic and professional development on scholarship and aid programmes.
    Find all these opportunities at a single location, where Santander Universities' member universities and also institutions and businesses all over the planet post their scholarship offers. Access the scholarship platform here.  

  • Employment
    Employment guidance to make it easier for you to find your dream job. We also teach you some of the skills you will need for your professional career, and provide you with an extensive list of job offers to help you enter the job world successfully. Go to the Universia Employment Portal to find job offers that match your profile.

  • Entrepreneurship 
    Take a look at our entrepreneurship grant programmes for young people, such as Explorer, the community connecting with entrepreneurs who will obtain training, support and mentoring to help them develop an innovative idea.

The Smart is...

Start enjoying the benefits of your young account right now.

OPEN ACCOUNT


UNIVERSITARY STUDENT?

Discover all the Santander SmartBank Services

DEBIT AND CREDIT

Cards

Because we know that you always want more.

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TECHNOLOGY AND MORE

Santander Boutique

Enjoy the latest products without having to buy.

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Guarantees

We'll help you start your new life.

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Car operating lease

Gain freedom, consider new experiences.

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Employment and training

Porque la formación será la clave en tu futuro.

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Smart Account

Icon / check Created with Sketch. Debit card with no issuance and maintenance fee.

Icon / check Created with Sketch. Make transfers in euros free of charge.

Icon / check Created with Sketch. Chat with your personal manager from the app.

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