1/6

This number is indicative of the risk of the product, being 1/6 indicative of lower risk and 6/6 of higher risk.

Banco Santander is attached to the Credit Institutions Deposit Guarantee Fund. For money deposits the maximum guaranteed amount is 100,000 euros per depositor in each credit institution.

Smart Account

Join a million young people in forming part of Santander Smartbank. The bank that helps you make your dreams come true: taking a trip, finishing your studies, renting a house or getting a job.

I WANT TO BE SMARTER

Account for young people without requirements or commissions

The Smart Account is the young account of Santander SmartBank, it is an unpaid account for people between 18 and 31 years old, without opening fees, maintenance or requirements (TIN 0%, APR 0%)¹. Open your Smart Account and we give you the tools you need to fill your life with experiences.

Benefits of the Cuenta Smart, your young persons account

It has no fees: an account with no maintenance fee or requirements. Debit and credit cards² with no issue or maintenance fee. Online transfers³ in euros are free.
Do everything from your mobile: carry out operations using your app or by phone, such as, pay for your purchases, send and receive money through Bizum or chat with your personal manager.
Savings: with Santander ZOne you can save on your daily expenses just by paying with your card (transport, fuel, sports and much more).
Carefree travel: you can withdraw cash without paying any fees using your debit card in more than 30,000 automatic Santander ATMs around the world.
Concerts, trips, adventures: participate in our competitions and win a unique #SmartExperience: tickets for concerts, trips, adventures, training courses, etc.
Stand out by being Smart! And develop your talent with our scholarships, workshops, training courses and job offers.
We guarantee your dreams, we help you rent: get the guarantee or bond you need for your home rental from € 12/month for up to € 2,000³.

The Smart is...

Start enjoying the benefits of your young account right now.

Discover all the Santander SmartBank Services

DEBIT AND CREDIT

Cards

Because we know that you always want more.

LEARN MORE

TECHNOLOGY AND MORE

Santander Boutique

Enjoy the latest products without having to buy.

LEARN MORE

Guarantees

We'll help you start your new life.

Car operating lease

Gain freedom, consider new experiences.

Employment and training

Porque la formación será la clave en tu futuro.

Smart Account

From your mobile and the wide network of ATMs.

Job offers and scholarships to start your career.

Unique experiences through contests.

Pre-contractual information for the Cuenta Smart (pdf 4.04 MB)

OPEN SMART ACCOUNT

I'M A CUSTOMER AND I WANT TO HIRE

ARE YOU A UNIVERSITY STUDENT?

Other related products

Smart Cards

Smart Cards

Smart Cards give you freedom, comfort and multiple forms of payment to facilitate when you need to pay. Arrange it all from your mobile with the Santander APP.