1 / 6
This number is indicative of the risk of the product, being 1/6 indicative of lower risk and 6/6 of higher risk.
Banco Santander is attached to the Credit Institutions Deposit Guarantee Fund. For money deposits the maximum guaranteed amount is 100,000 euros per depositor in each credit institution.
Accounts
Mini Account
The account for children and young people without maintenance and administration fee (TIN 0%, APR 0%) because to start saving is never too early.
- For children and young people between 0 and 17 years old.
- With a prepaid card that can be easily topped up.
- A way to encourage financial education.
A children's account with access to a prepaid card
The Cuenta Mini is Santander's children's non-interest bearing account1, aimed at minors (until they turn 18) and with no maintenance or administration fees (NIR 0%, APR 0%).
Prepaid Mini Card
With this children's account you can request a prepaid card that, although not compulsory, has the following benefits:
- Allows purchases to be made in physical stores and online.
- If cash is required, this card lets the holder withdraw cash at any Santander ATM with no charges.
- It is very easy to top up the balance: via Online Banking, the Santander App, by phone and any of our branches.
- You have more control: spending is limited to the balance on the card.
- You can check the card's CVV and PIN from your Santander App or Online Banking.
How can I open the Cuenta Mini?
Open this children's account now at any Banco Santander branch and start enjoying all its benefits.
What important information do I need to know about the Mini Account?
Before signing up for the account, it is important that you carefully consult and review these documents:
- Pre-contractual information: which describes how the account works and its characteristics. You'll find the most important things highlighted in bold.
- Fees information document: includes the fees to be paid for the most common services associated with the account.
FAQs
The legal representative, this is the parents, who exercise parental authority over the minor, or the court appointed legal guardian.
The conditions of accounts intended for customers as of that age will apply, which will be communicated to the holder with the advance notice established in the contract. Furthermore, from that moment on, the participation of the Legal Representative in the contract is no longer necessary.
The minor's legal representative may have access to the account by proving, if they have not already done so, their status as representative. The ‘family book’ is used as evidence when the legal representative is the father or mother. If the legal representative is not the father or the mother but a guardian, the latter must present the relevant documentary evidence.
Emancipated minors cannot open the account.
The account does allow direct debits, but does not admit any type of overdraft or debit positions as the owner is a minor.
The account does not have a passbook.
No, because the balance associated to the contract, not the card. If you lose it, request a new one and the balance will be the same as you had on the previous one.
The minimum amount is € 6, while the maximum limit allowed on the card is € 900.
The movements of the Prepaid Mini Card can be consulted free of charge at Santander ATMs with the card's PIN and using Banco Santander Online Banking, the Santander App and Wallet.
If you do not request it when opening the account, you can do it at a later time.
Any customer of the Bank can by accessing Online Banking or the Santander App, and selecting the option Top up prepaid cards of other cardholders.
Via Online Banking and the Santander App for your convenience. And you can also do it in any branch, Santander ATM or by Telephone Banking.
.It can be cancelled, but previously you must transfer the balance from the card to the account (if any).
1. Nominal annual interest rate 0%, APR 0%.
Mini Account
- For children and young people between 0 and 17 years old.
- With a prepaid card that can be easily topped up.
- A way to encourage financial education.
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Santander App
Have the bank on your mobile. Make transfers, manage your credit cards, withdraw cash from ATMs, review your expenses and more.
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