Investment funds

Santander Gestión Global Crecimiento, F.I.

For conservative investors looking to beat inflation with a low level of risk and a diversified investment.

Invest

Who is it aimed at?

Investors with basic financial knowledge.

Time frame

At least 4 years.

Type of fund

Global Fund investing up to 30% in equities.

A fund to diversify your portfolio by investing in any geography

A global fund that offers access to sources of investment in different regions and assets to achieve a diversified portfolio.

The fund promotes environmental or social characteristics, pursuant to Article 8 of Regulation (EU) 2019/2088.

Characteristics of the Santander Gestión Global Crecimiento, F.I. fund.

Fund listed in the register of the CNMV (Spanish Securities Market Commission) as number 4251.
The Spanish Securities Market Commission (CNMV) warns that this fund may invest up to 25% in fixed income issues of low credit quality, i.e. with a high credit risk.
View the prospectus, the key investor information document (KIID) and full information for Santander Gestión Global Crecimiento, F.I.

Classes of units in the fund

Class	ISIN	Minimum initial investment	Costs, expenses and incentivess	Evaluation and settlement
Class S	ES0175835000	1 participation	Information on costs, expenses and incentives	D+3

See the fund's costs, expenses, and incentives information in the document in the table above. The costs and expenses that are ultimately incurred (including those that may arise from currency exchanges) will depend on your personal circumstances.

Invest

What are the risks of investing in this fund?

Investing in funds involves assuming a certain level of risk that will depend on the composition of each fund, market fluctuations and other factors associated with investing in securities, so there is a risk of losing all or part of the investment.

In general, investing in funds means undertaking the following risks:

Credit risk:

Due to the quality of the assets invested in, as well as the issuers of these assets. This is the risk that the issuer may not be able to make payments.

Market risk:

This is the possibility that financial instruments will have a listed price or a value below the price we have paid for them. Investments may be affected by:

Interest rate risk: interest rate fluctuations affect the price of fixed-income assets. Sensitivity to this risk depends on the duration of these assets.
Currency risk: fluctuation of the exchange value in the case of assets denominated in currencies other than the share reference currency.
Market risk due to investment in equities: arising from variations in the price of equity assets.
Risk from investing in emerging markets: political changes or economic circumstances can affect the value of investments.
Geographical or sectoral concentration risk: the concentration of our investment in a single area or sector increases market risk.

Risk from investing in derivatives

Investing in derivatives (futures, options, etc.) may entail a higher risk, given the nature of these products.

Liquidity risk

The risk of not finding a counterparty in the market and, therefore, being unable to sell a product.

Sustainability risk

These risks are related to environmental, social or governmental events or conditions. Factors contributing to the sustainability risk of an investment will include the type of issuer, sector of activity, geographical location and more.

Before making an investment decision, you should consult the Fund's Prospectus and FDD, which are available both from the relevant supervisory body and from the fund's management body (www.santanderassetmanagement.es). The decision to invest in the fund should be made taking into account all the characteristics or objectives of the fund described in its Prospectus and in its FDD. Promoted investing refers to the acquisition of shares in an investment fund, and not in a certain underlying asset. Past results are not a reliable indicator of future performance and if the fund is denominated in a currency other than the euro, its performance may increase or decrease depending on currency fluctuations.

The taxation of investment income will depend on the tax legislation applicable to your personal situation and may vary in the future.

Management Entity: SANTANDER ASSET MANAGEMENT, S.A., S.G.I.I.C., registered with the CNMV under number 12. Depositary Institution: CACEIS BANK SPAIN, S.A., registered with the CNMV under number 238. Marketing Entity: BANCO SANTANDER, S.A., registered with the CNMV under number 49.

This is an advertising communication and its purpose is commercial. It is not contractual information, nor information required by any legislative provision, nor should it be considered as investment recommendation or advice of any kind, and is not sufficient to make an investment decision.