Banco Santander

* Incentive consisting of a €75 coupon, after deduction of the applicable withholding tax, redeemable through Santander Boutique for Beats Solo Buds – Transparent Red or another device of equal or greater value. Promotion valid from 29/06/2026 to 30/12/2026 for individual customers resident in Spain aged between 18 and 29 who sign up for the promotion, hold a current account with the Bank, activate Bizum with Banco Santander and keep it active for 12 months. Not valid in conjunction with other Bank promotions, except the "Hacemos crecer tu Beca" campaign. Coupon not redeemable for cash and subject to availability. View the terms and conditions of the promotion here.

1. Offer valid until 30/10/2026 for customers aged 18 or over resident in Spain who set up eligible income payments (salary or pension of at least €800/month, or self-employed contributions) and who do not already have them paid into the Bank.
Base incentive for paying in eligible income:
€10/month for income of between €800 and €1,499.
€15/month for income of €1,500 or more.
Additional monthly incentives:
For monthly income of between €800 and €1,499: 3 Bizum transfers or 1 credit card transaction: €10; 2 direct debits: €10. Maximum total monthly incentive: up to €30/month. 
For income of €1,500 or more: 3 Bizum transfers or 1 credit card transaction: €10; 2 direct debits: €10.
Maximum total monthly incentive: up to €35/month.
Monthly bonus variable and conditional on meeting the requirements in each period; bonus non-cumulative and non-retroactive, running for a maximum of 24 months. No tie-ins. Amounts subject to withholding tax in accordance with current tax legislation. See full terms and conditions at https://www.bancosantander.es.

2. Granting of the card subject to prior approval by the Bank. This card allows for deferred payment (revolving). Remember to use your credit card responsibly. The abusive use of financing implies a risk of over-indebtedness with long-term consequences that can affect your financial planning.

3. Once the tax withholding has been applied in accordance with the Regulations in Force. The maximum amount of reimbursement to be received per month will be €10 net/month. Promotion valid until 31/01/2027 for customers who take out the Santander Credit Card for the first time. Check the conditions of the promotion here.

4. The eSIM service is provided by Gigs GmbH, with Tax ID No. 87 HRB220086 and registered office at Bergstr. 77, 10115 Berlin, Germany. Banco Santander acts solely as a sales channel and is not responsible for providing connectivity services. Customer support and incident management for the service will be provided by the supplier, without prejudice to Santander's own customer service channels. Use of the service is subject to the supplier's terms and conditions. Prices may vary depending on the destination and will be displayed at the time of purchase. Banco Santander, S.A. receives a fee for this collaboration.