Beginnings are never perfect
Tell us, what do you need?
Your MacBook Neo for 0€/month**
You just need to become a customer, take out your MacBook Neo on a 36-month rental plan and meet the requirements.

Mortgages
Santander Mortgages
We accompany you throughout the process, offering you personalized attention.
Car renting
Re-release with renting
Cars from previous leases with fast delivery. See conditions. Subject to prior approval by the Bank.
Cards
Santander Credit Card2
1% cashback for 1 year (Up to €10 net/month)3. Get it before 30/06/2026. Check conditions.
Santander Renting
New MacBook Neo
Enjoy it with renting from €14,99/month4 for 48 months (VAT included).
Simulate my mortgage
Keys to buying a house
FAQs
What is the difference between fixed and variable mortgage?
Blog Santander
5 tips for choosing a mortgage
Blog Santander
How does the new mortgage law affect you?
Blog Santander
What are the costs of arranging a mortgage?
Blog Santander
I want to build my own house, how do I do it?
Need any help?
Get in touch
Help Centre
If you have any questions, queries or issues, you can contact us through a number of different channels so that we can help you.
Always Connected
If you also think that people come first and then everything else, and that being digital is not an end but rather a means, then we are connected. At any time. However you like. Wherever you want.


Manage your money from the app
Bizum
Send money easily using Bizum.
Financial assistant
Track your expenses and income for the month with graphs.
Control your cards
Block, turn on or turn off your cards and check their PIN and CVV numbers.
Always receive up-to-date information
Set your alerts to always be kept up-to-date.

From wherever you want
** Leasing offered by Banco Santander. Monthly lease for a MacBook Neo 256 GB (with insurance + 20W power adapter): €20.99/month (including VAT). You will receive a net monthly cashback of €20.99 (after applying the applicable tax withholding under current regulations; currently 19%) for entering into a 36-month technology lease agreement, if you are a natural person and arrange: (i) for the first time, for your salary or pension to be paid directly into your account for an amount exceeding €1,200, or set up direct debits for your self-employment contributions or mutual fund payments; (ii) then maintain this arrangement in effect along with two monthly direct debits of bills; (iii) carry out at least one monthly credit card transaction or otherwise maintain a daily account balance of at least €1,000 throughout the month; and (iv) have an active Bizum service in effect with Banco Santander. You will receive a net monthly cashback of €27.99 (after applying the applicable tax withholding under current regulations; currently 19%) for entering into a 36-month technology lease agreement, if you are a natural person and arrange: (i) for the first time, for your salary or pension to be paid directly into your account for at least €3,000; (ii) then maintain this arrangement in effect along with two monthly direct debits of bills; (iii) carry out at least one monthly credit card transaction or otherwise maintain a daily account balance of at least €1,000 throughout the month; and (iv) have an active Bizum service in effect with Banco Santander. Under no circumstances will the cashback amount exceed the amount of the lease payment. All conditions must be met and you must sign up to the promotion. Promotion valid until 30 October 2026. Leasing and credit card approval subject to prior approval by the Bank. View the terms and conditions of the promotion at www.bancosantander.es. At the end of the lease, you may return the device, take out a new one or purchase it outright for: €140.40 (including VAT) in the case of the 256 GB MacBook Neo. Leasing offers valid in mainland Spain, the Balearic Islands and the Canary Islands; not valid in Ceuta or Melilla.
2. Granting of the card subject to prior approval by the Bank. This card allows for deferred payment (revolving). Remember to use your credit card responsibly. The abusive use of financing implies a risk of over-indebtedness with long-term consequences that can affect your financial planning.
3. Once the tax withholding has been applied in accordance with the Regulations in Force. The maximum amount of reimbursement to be received per month will be €10 net/month. Promotion valid until 30/06/2026 for customers who take out the Santander Credit Card for the first time. Check the conditions of the promotion here.
4. Renting operation subject to prior approval by the Bank. Check conditions in https://boutique.bancosantander.es/.
And much more
Santander Open Academy
More than 1,000 courses, content and scholarships to help you get the training you need to access better opportunities.
Santander Experiences
Discover all the experiences we have prepared for you
Work Café
Find in one place your bank, a cowork and specialty coffee.
Apps Santander
Learn about the apps you can use to carry the bank in your pocket.
Smart Red Offices
A new model of offices and of relating to you because we value your time.
Santander Sustainability
You can create a more sustainable future in your day-to-day life. Discover options to get started.
