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This number is indicative of the risk of the product, being 1/6 indicative of lower risk and 6/6 of higher risk.
Banco Santander is attached to the Credit Institutions Deposit Guarantee Fund. For money deposits the maximum guaranteed amount is 100,000 euros per depositor in each credit institution.
Your Santander Scholarship with up to an extra €6001
If you’ve been awarded a 2026 Santander Scholarship and are a Santander customer, you can receive get an extra amount on top of the scholarship funds awarded, provided you meet the relevant conditions. Once the scholarship money has been paid into your account, all you need to do is:
- Maintain a minimum daily balance of €302.
- Have Bizum linked to your Banco Santander account.
Don't have your Banco Santander account yet?
How can I get more out of my scholarship?
I want to become a customer
If you’re not a customer yet, the easiest way is to open an Online Account, with no fees or conditions. You can open it wherever you are, in just a few simple steps.
I'm already a customer
If you’re already a customer, you can sign up for the campaign through your Online Banking to receive the top-up on your Santander Scholarship.
What are the requirements?
Being a scholarship recipient
It must be a Santander Scholarship 2026.
Receiving your scholarship funds into any Banco Santander account
The payment must be made into a Banco Santander account3.
Having Bizum linked to your account
In the account where you receive your scholarship funds.
Keeping a minimum daily balance of €302
In the account where you receive your scholarship funds.
Which Santander Scholarships are eligible for the extra amount?
- Santander Para Erasmus Scholarship 2026 (€1,000): + €50.
- Santander Movilidad Internacional No Erasmus Scholarship 2026 (€1,500): + €+75.
- Santander Ayuda Económica Scholarship 2026 (€1,000): + €50.
- Santander Excelencia 360º Scholarship 2026 (€12,000) + €600.
- Santander Ayuda Económica Para Personal Investigador Predoctoral Scholarship 2026 (€2,000): + €+200.
- Santander Ayuda Económica Para Personal Investigador Postdoctoral Scholarship 2026 (€4,000) + €400.
- Santander Complemento a las Prácticas Scholarship 2026 (€500) + €25.
Don’t have a scholarship yet? You can find all the available Santander Scholarships here.
Discover our Online Account
If you’re not yet a customer, discover what our Online Account has to offer.
Debit card when you activate your account
No issuance or maintenance fee. Use it on your mobile while you wait for the physical card to arrive.
Bizum and online transfers
Send money instantly with Bizum and make online transfers— even instant ones—at no cost to any EU country with the euro as its currency. Urgent transfers are subject to a fee.
What important information do I need to know?
- Pre-contractual information: explains how the account works and its main features.
- Fee information document:details the fees charged for the most common services.
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Transparency without the fine print
At Banco Santander, we want you to make decisions with all the information at hand and with no nasty surprises. That’s why we explain the conditions clearly and simply, avoiding the dreaded fine print. Here, transparency comes first.
1. Promotion valid from 1 March 2026 until 31 December 2026. For Santander customers who are beneficiaries of one of the Santander Scholarships in 2026 included in the Legal Terms and Conditions, and who receive the scholarship funds into one of their Banco Santander accounts, to be eligible they must maintain a minimum daily balance of €30 in that account and also have the Bizum payment service linked to the same account. View terms and conditions at bancosantander.es.
2. A minimum daily balance of €30 must be maintained from the date of joining the campaign until the end of the Validation Period described in the Legal Terms and Conditions.
3. These are the Banco Santander accounts eligible for this promotion: Santander Account, Online Account, Group Account, Smart Account and Basic Payment Account.
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