Student loans

Matrícula Universidad Loan

Achieve your academic training goals with a loan tailored to your needs.

Get up to €12,000 in financing.
For Spanish and foreign study centres.
Applicable to enrolment, living and other costs.

What does the Préstamo Matrícula Universidades offer me?

No matter what your goal is, we can help you achieve it. With this fixed rate loan you will have the necessary financing to cover all the costs of your university studies, both undergraduate and postgraduate.

A personal loan with advantageous financial conditions:

Nominal annual interest rate: 0%. (from APR 5.10%¹to APR 7,19%²)
Term of 6 to 7 months:
- Arrangement fee: 2%.
Term of 8 to 10 months:
- Arrangement fee: 2,25%.
Minimum €600 , maximum €12.000.
Repayments: monthly.
Early cancellation 0%.
Processing fee: 0%.

Purposes:

Studies
- University Enrolments at Spanish and Foreign Universities.
- Master/Postgraduate Enrolments at Spanish and Foreign Universities or Business Schools.
Study-related costs:
- IT equipment: computer, tablet, etc.
- Teaching materials.
- Language/computer courses.
Living Costs:
- Rent and student residence.

1.0% NIR,5.10% APR for a loan of €6,000 with a term of 10 months and an arrangement fee (not financed) of 2.25% (€135), applying a nominal annual interest rate of 0%. Monthly fees €600. Total cost of the credit: 135€. Total amount due (which includes the amount granted plus the arrangement fee): €6,135. The APR may be altered depending on the term of the transaction due to the existence of a percentage fee. Calculations made according to the French depreciation system.

2. 0% NIR, 7,19% APR for a loan of €6,000 with a term of 6 months and an arrangement fee (not financed) of 2% (€120), applying a nominal annual interest rate of 0%. Monthly fees €1,000. Total cost of credit: €120. Total amount owed (which includes the amount granted plus the arrangement fee): €6,120. The APR may be altered depending on the term of the transaction due to the existence of a percentage fee. Calculations made according to the French depreciation system.

The granting of financing operations is subject to the prior approval of the Bank. In compliance with the European legislation in force, the European standardised information (INE) on loans is available at your local branch.