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Banco Santander is attached to the Credit Institutions Deposit Guarantee Fund. For money deposits the maximum guaranteed amount is 100,000 euros per depositor in each credit institution.
Your Santander Scholarship with up to an extra €6001
If you’ve been awarded a Santander Scholarship and are a Santander customer, you can receive get an extra amount on top of the scholarship funds awarded, provided you meet the relevant conditions. Once the scholarship money has been paid into your account, all you need to do is:
- Maintain a minimum balance of €30.
- Have Bizum linked to your Banco Santander account.
Already have a Banco Santander account?
How can I get more out of my scholarship?
Are you a Santander customer?
If you’re not a customer yet, the easiest way is to open an Online Account, with no fees or conditions. You can open it wherever you are, in just a few simple steps.
Already a customer?
If you’re already a customer, you can sign up for the campaign through your Online Banking to receive the top-up on your Santander Scholarship.
What are the requirements?
Being a scholarship recipient
It must be a Santander Scholarship.
Receiving your scholarship funds into any Banco Santander account
The payment must be made into a Banco Santander account2.
Having Bizum linked to your account
In the account where you receive your scholarship funds.
Keeping a minimum balance of €30
In the account where you receive your scholarship funds.
Which Santander Scholarships are eligible for the extra amount?
- Santander Para Erasmus Scholarship (€1,000): + €50.
- Santander Movilidad Internacional No Erasmus Scholarship (€1,500): + €+75.
- Santander Ayuda Económica Scholarship (€1,000): + €50.
- Santander Excelencia 360º Scholarship (€12,000) + €600.
- Santander Ayuda Económica Para Personal Investigador Predoctoral Scholarship (€2,000): + €+200.
- Santander Ayuda Económica Para Personal Investigador Postdoctoral Scholarship (€4,000) + €400.
- Santander Complemento a las Prácticas Scholarship (€500) + €25.
Don’t have a scholarship yet? You can find all the available Santander Scholarships here.
Discover our Online Account
If you’re not yet a customer, discover what our Online Account has to offer.
Debit card when you activate your account
No issuance or maintenance fee. Use it on your mobile while you wait for the physical card to arrive.
Includes accident insurance cover of up to €120,0003.
Bizum and online transfers
Send money instantly with Bizum and make online transfers— even instant ones—at no cost to any EU country with the euro as its currency. Urgent transfers are subject to a fee.
What important information do I need to know?
- Pre-contractual information: explains how the account works and its main features.
- Fee information document:details the fees charged for the most common services.
Trust those who already use it
Download the Santander App and enjoy a secure, fast and easy experience.
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Transparency without the fine print
At Banco Santander, we want you to make decisions with all the information at hand and with no nasty surprises. That’s why we explain the conditions clearly and simply, avoiding the dreaded fine print. Here, transparency comes first.
1. Promotion valid from 1 January 2026 until 31 December 2026. For Santander customers who are beneficiaries of one of the Santander Scholarships included in the Legal Terms and Conditions, and who receive the scholarship funds into one of their Banco Santander accounts, to be eligible they must maintain a minimum balance of €30 in that account and also have the Bizum payment service linked to the same account. View terms and conditions at bancosantander.es.
2. These are the Banco Santander accounts eligible for this promotion: Santander Account, Online Account, Group Account, Smart Account and Basic Payment Account.
3. This contract has been arranged through Santander Intermediación Correduría de Seguros, S.A., in accordance with the terms of the policy. Entered on the Special Register of Insurance Brokerage Companies under number J-989. Civil liability and financial capacity are covered in accordance with prevailing legislation.
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