This risk indicator refers to Online Account.
1 / 6
This number is indicative of the risk of the product, being 1/6 indicative of lower risk and 6/6 of higher risk.
Banco Santander is attached to the Credit Institutions Deposit Guarantee Fund. For money deposits the maximum guaranteed amount is 100,000 euros per depositor in each credit institution.
Online Account for Young People
Switch to Santander and get a pair of Beats Solo Buds for €01
SIf you’re aged between 18 and 29, open your account with no requirements or fees2 and find out how to get your Beats.
Get your Beats for €0 in four easy steps
1
Open your Online Account
If you’re not yet a customer, you can become one within minutes, and with no fees. Open Online Account.
3
Link Bizum
Activate Bizum on your account and keep it active for 12 months.
2
Sign up for the promotion
Go to the Santander app and sign up for the promotion. View the terms and conditions of the promotion here.
4
Redeem your code
If you meet the requirements, you’ll receive a promotional code you can then redeem at Santander Boutique3 for your Beats or another product of your choice.
Promotion FAQs
The promotion is available to new customers aged between 18 and 29 who have opened an account with the Bank since 1 June and signed up for the Promotion.
It is also open to existing customers selected by the Bank who hold an account opened before the start of the Promotion Period (i.e. before 15 June 2026) and had not signed up for Bizum by that date.
To claim your reward, you must meet the conditions of the Promotion:
- Hold an account at the Bank.
- Be signed up for the Promotion.
- Link Bizum to your Santander account (if you haven't already) and keep it active for 12 months.
Once we have confirmed that you meet the conditions, you will receive your promotional code and details on how to redeem it through Santander Boutique.
No. All you need to do is have Bizum linked to your Santander account and meet the conditions of the promotion.
Once you have met the conditions of the promotion, you will be able to find your code on this screen under "I Want It". You will also receive a notification by email and through other digital channels explaining how to redeem your code. It may take a few minutes for your code to appear.
To use your voucher, simply enter the code in the designated field during the checkout process, before completing your order. Once the voucher has been validated, the corresponding discount or credit will be applied automatically and shown in your order summary, together with any remaining amount you may need to pay.
You can still use the voucher and simply pay the remaining balance.
Yes. The voucher can be used on the promoted product or on other eligible products available in Santander Boutique that are worth the same or more.
You can redeem your voucher until 15 January 2027.
Unfortunately, you cannot take part if you have previously registered for Bizum with the Bank.
No. The promotional voucher cannot be exchanged for cash or any other equivalent means of payment.
You can contact Santander Boutique Customer Service at info.snb@gruposantander.es.
Not yet a customer?
Open an Online Account for Young People and become a customer to get your Beats Solo Buds.
No fees or conditions, available for multiple account holders
An account with no maintenance fee and no requirements: no minimum income, no direct debits and no minimum term. Non-interest-bearing account (nominal interest rate 0%,AER 0%) for new customers.
Debit card
No issuance or maintenance fee.
Available from the moment the account is activated, even without a physical card.
Your account in a few easy steps
Simply enter your details, verify your identity and sign the agreement.
How to open the Online Account for Young People?
100% online, with no paperwork and ready in just a few minutes

1. Fill in your details
Enter the personal details of the account holders.

2. Upload your documents from your mobile
All you need is your phone’s camera and your National ID card or Foreigner's ID card.

3. Read and accept the terms and conditions
We let you sign online from the comfort of your own home, or wherever else you happen to be.
What important information do I need to know about the Online Account for Young People?
Before opening the account, it’s important that you read through the following documents carefully:
Transparency without the fine print
We want you to make decisions with all the information at hand and with no nasty surprises. That’s why we explain the terms and conditions of your Online Account clearly and simply, avoiding the dreaded fine print.
1. Incentive consisting of a €75 coupon, after deduction of the applicable withholding tax, redeemable through Santander Boutique for Beats Solo Buds – Transparent Red or another device of equal or greater value. Promotion valid from 29/06/2026 to 30/12/2026 for individual customers resident in Spain aged between 18 and 29 who sign up for the promotion, hold a current account with the Bank, activate Bizum with Banco Santander and keep it active for 12 months. Not valid in conjunction with other Bank promotions, except the "Hacemos crecer tu Beca" campaign. Coupon not redeemable for cash and subject to availability. View the terms and conditions of the promotion here.
2. Non-interest bearing account 0% NIR, 0% AER.
3. The acquisition of devices through Santander Boutique is available exclusively to Banco Santander customers. The seller is “Santander New Business, S.A.”.
