1 / 6
This number is indicative of the risk of the product, being 1/6 indicative of lower risk and 6/6 of higher risk.
Banco Santander is attached to the Credit Institutions Deposit Guarantee Fund. For money deposits the maximum guaranteed amount is 100,000 euros per depositor in each credit institution.
Salary accounts
Why switch to Santander?
Easy, because you get up to €4001. Just for:
- Opening your Online Account2 with no fees or conditions.
- Having your salary deposited directly and setting up two bill payments.
Open your Online Account and have your salary deposited directly to your account
Exclusive for new customers
Online Account
A fee-free account (APR 0%) with no terms and conditions1 that you can open in just a few minutes wherever you are.
How can you get up to €4002?
1
Open your Online Account
You can do so in just a few steps, wherever you are.
2
Sign up for the campaign
Once you are a customer, you must sign up for the offer.
3
Have your salary deposited directly and set up two bill payments
You must earn a salary of more than €600 to receive €300, of at least €2,500 to receive €400, and set up direct debits for at least two monthly bills.
This is how it works:
- If your salary is more than €600, you will get €300.
- If you earn a salary of at least €2,500, you'll get €400. These last €100 will be paid when the second month's salary is deposited, if both are for an amount of at least €2,500.
- o If you belong to a group, you will receive an additional €50. Find out here how you can open the Professional Groups Account to sign up for the offer.
You can also do so with the Santander Account, which also gives you the option of signing up for the promotion at your branch.
Are you looking for another type of account to direct your payroll?
If you're looking for an account that comes with services and benefits, then the Santander Account is for you.
If you belong to a group, such as Justice, Health or Civil Servants, you may be interested in the Professional Groups Account.
How can I switch my salary to another bank?
I have a salary account with another bank, how do I get my salary paid into Santander?
Changing the bank your salary is paid into is as simple as requesting the change from your company's human resources department and providing them with the number of the new account where you want the salary to be paid.
And if you want to understand how your payslip works
Click here to see our guide on how to read and understand your payslip.
Online Account Fees Information Document (PDF 174 Kb).
Pre-contractual Online Account Information
1. Bonus of €400 gross for new direct debits of payroll or pension for an amount of at least €2,500 / month and the direct debit of two monthly bills in the same account, for payroll for an amount greater than €600/month and less than €2,500/month the bonus will be €300 gross. Permanence of 24 months. It is necessary to comply with the conditions of the promotion and adhere to the campaign through the form available to customers. The promotional bonus constitutes a monetary movable income subject to the corresponding withholding in accordance with the applicable tax regulations (currently 19%), which the Bank will pass on to the Participant and pay the remainder €324 and €243, respectively. Promotion valid until January 14, 2026. Check conditions of the promotion here.
2. Non-remunerated TIN 0%, APR 0%.
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Services
Account transfer service
Santander Blog
How to pay using your mobile