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This number is indicative of the risk of the product, being 1/6 indicative of lower risk and 6/6 of higher risk.
Banco Santander is attached to the Credit Institutions Deposit Guarantee Fund. For money deposits the maximum guaranteed amount is 100,000 euros per depositor in each credit institution.
36 months renting
Your iPhone 17 for €0/month1
You just have to become a customer, sign up for the campaign and meet the requirements:
- Domiciliate your payroll of at least €1,200 and two receipts.
- Link your Bizum to your account in the Santander App.
- Use your credit card at least once a month or maintain a daily balance of at least €1,000 in your account.
In just three steps you will enjoy your iPhone 17
1
Become a customer
The first step to enjoying your iPhone 17 is to open an Online Account. You can do it from wherever you are in just a few steps.
2
Sign up for the promotion
If you recently became a customer of the bank or you are already a customer but haven't set up a direct deposit for your salary, you can sign up for the campaign from the online banking platform. Once you've done that, you take out a lease for your iPhone 17 for 36 months.
3
Meet the conditions
You will have 2 months to meet the requirements:
- Set up a direct deposit for your salary (must be at least €1,200).
- Set up direct debits for two monthly bills.
- Link Bizum to your account.
- Use your credit card at least once a month or maintain a daily balance of at least €1,000 in your account.
How does the payment of the Renting of my iPhone 17 work?
The cost of renting will be €24.99 (VAT included) and will be charged to your account monthly. You will receive a net refund of €24.99 in your account every month as long as you meet the conditions.
Want to get an iPhone 17 Pro?
The monthly cost of leasing the iPhone 17 Pro is €33.99:
- If you earn a salary of €3,000 or more, meet all other conditions1 and lease the iPhone 17 Pro over a period of 36 months, you will receive a monthly cashback of €33.99, equivalent to the monthly leasing cost.
If you earn a salary of less than €3,000 but more than €1,200, you will receive a cashback of €24.99, i.e., a difference with respect to the monthly cost of the iPhone 17 Pro. If your salary is €3,000 or higher, the cashback will be €33.99.
- What if I earn a salary of less than €3,000? If you earn a salary of at least €1,200 but less than €3,000, your monthly cashback will be €24.99. Therefore, there will be a difference between the monthly cost of the iPhone 17 Pro and your cashback.
Find out other devices in the iPhone 17 range you can choose.
What are the advantages of enjoying your iPhone 17 with renting?
You can choose the colour and storage capacity
Choose the colour you like best at no additional cost.
If you want a device with more than 256GB memory, the monthly leasing fee will vary depending on how much storage you choose. The cashback bonus you receive will still be based on your salary.
A process that makes it easy for you
Immediate availability. Management, shipping and collection costs included.
And after 36 months, you decide
At the end of your leasing contract, you can either: return it, keep it3 or lease a new device to ensure you are always using the latest equipment2.
Frequently Asked Questions about the Promotion
Yes, you can join the campaign. You just need to register using the form, set up your payroll, and meet the other requirements.
Renting is a 36-month contract, in case of canceling the contract you can do it keeping the device or not, in both cases we will provide you with a simulation of the cancellation cost.
At the end of your lease contract you can keep the device by buying it for an amount that you can check here and you can also return it or hire a new one to always be up to date.
Once you have opened your account with the Bank, you can join the campaign and set up your rental. From that moment, you will have 2 months to set up your payroll, two monthly direct debits, Bizum, and start using your credit card at least once a month. Alternatively, you can maintain a balance of €1,000 in your account instead of using your card.
After signing up for the promotion and setting up your 36-month rental, the Bank will conduct an initial verification. After that, you will receive two bonuses (one in the first month and another in the second month after signing up for the Technology Rental), which will be €24.99 net if you rented an iPhone 17, or €33.99 net if your payroll is €3,000 or more and you rented an iPhone 17 Pro.
After the second settlement period, the incentive will not be paid if all the requirements are not met. There is no penalty.
In months where the specified requirements are not met, no bonus will be granted. The bonus will not be cumulative or recoverable.
Not a customer yet?
The first thing you need to do to enjoy your iPhone 17 with renting is to become a customer and sign up for an Online Account
No fees or conditions, available for several accountholders
An account with no maintenance fee and, in addition, no requirements: no required incomings, no need to set up direct debits for your bills or a minimum term. Non-interest-bearing account (NIR 0%,AER 0%) for new customers.
Debit card with accident insurance
There are no issuance or maintenance fees and it includes accident insurance of up to €120,0004.
Available as soon as your account is opened, without needing a physical card.
The account that is quick to set up in just a few steps
Enter your details, verify your identity y sign the agreement.
Are you a customer but don't have your salary with us?
In this case, you can also enjoy your iPhone 17 for €0/month. All you have to do is sign up for the promotion, request the renting and meet the rest of the conditions.
What important information do I need to know about the Online Account?
Before opening the account, it is important that you consult and carefully review these documents:
- Pre-contractual information: which describes the operation of the account and its features. You will find the most important things highlighted in bold.
- Fee information document: contains the fees payable for the most common services associated with the account.
Would you prefer up to €400?5
Discover the other benefits you get when you become a customer and bring your salary and two bills.
Useful information:
1. Renting offered by Banco Santander. Monthly rent for iPhone 17 256 GB Uninsured €24.99/month and iPhone 17 PRO 256 GB Uninsured €33.99/month. A bonus of €24.99 net per month will be received (after applying the withholding according to current tax regulations, currently 19%) for the contracting of a 36-month technological lease for individuals who (1) direct deposit their salary or pension of more than €1,200 or self-employed or mutual insurance quota for the first time and (2) maintain it together with the direct debit of two monthly bills, (3) a monthly credit card movement or account balance equal to or greater than €1,000 every day of the month and (4) they have Bizum active in Banco Santander. A bonus of €33.99 net per month (after applying the withholding according to current tax regulations, currently 19%) will be received for the contracting of a 36-month technological lease for individuals who (1) direct deposit their salary or pension equal to or greater than €3,000 for the first time (2) maintain it together with the direct debit of two monthly bills, (3) a monthly credit card movement or account balance equal to or greater than €1,000 every day of the month and (4) they have Bizum active at Banco Santander. It is necessary to meet all the conditions and adhere to the campaign. Promotion valid until 14/01/2026. Renting operations and credit card granting subject to prior approval by the bank. Check the conditions of the promotion here. At the end of your lease contract you can return it, hire a new one or keep it by buying it for a value of: €396 (VAT included) for the iPhone 17 Pro and €288 (VAT included) for the iPhone 17. Rental offers valid in the Peninsula, Balearic Islands and Canary Islands, not valid in Ceuta and Melilla.
2. Transaction subject to prior approval by the bank.
3. At the end of your leasing contract, you can keep your device by paying €396 (VAT included), return it or lease a new device to ensure you are always using the latest equipment.
4. This contract has been drawn up through Santander Intermediación Correduría de Seguros, S.A. subject to the terms and conditions of the policy. This entity is registered in the Special Insurance Brokerage Company Register, with code no. J-989, Third-party liability and financial capacity are covered in accordance with applicable law.
5. Gross cashback bonus of €400 for new salary or pension payments deposited directly in your account of at least €2,500/month and the payment of two direct debits per month from the same account. For salaries between €600/month and €2,500/month, the gross cashback bonus will be €300. Minimum term of 24 months. You need to meet the terms and conditions of the promotion and sign up for the campaign using the form provided for customers. The promotional cashback bonus is a return on moveable capital subject to the relevant tax rate at the prevailing rate (currently 19%). The bank will withhold this amount and pay the remainder to the customer (€324 and €243, respectively). Promotion valid until 30 September 2025. Read the terms and conditions of the promotion here.
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