Credit card benefits – Banco SantanderDo you know everything you can do with your credit card? Withdraw cash, split payments, transfer money to your account and much more. Discover its benefits here.
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Cards

Benefits of your credit cards 

Enjoy all the promotions and benefits that your Banco Santander credit cards have to offer. 

  •  Learn about the advantages they offer you and receive bonuses.
  • Pay and manage your purchases from your mobile.
  • Make your purchases with confidence and security.
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0€ Issuance and maintenance fees.

Say "Hello!" to all of your credit card's benefits

  • The Santander Credit Card1 unlocks lots of benefits tailored to your needs.
  • You could receive cashback on your purchases from your favourite brands
  • Get discounts on entertainment or benefit from our financing facility promotions.

If it is flexibility you are looking for, this is the card for you 

Pay for your purchases in installents

If you would like to pay for your purchase in instalments for specific purchases5 made in the last 90 days, you can do so with your card without making any changes to the card payment method. 

Cash on the spot

Transfer money from your card to your account instantly and without paperwork. Unexpected events don't have to hold you back, find out how to get instant cash here

Want to find out more? 

Discover all the payment flexibility options linked with your card here.

1. Granting of the card subject to prior approval by the Bank. This card allows deferred payment (revolving). Keep in mind that, if you choose a payment that is too low, your debt may last longer than expected, since the monthly payment will be used primarily to pay interest and commissions and in a smaller amount to the amortization of the capital. . Remember to use your credit card responsibly. The abusive use of financing implies a risk of over-indebtedness with long-term consequences that can affect your financial planning.If you only have an Online Account, you will be able to enjoy the credit card without issuance and maintenance fee in virtual format. To obtain a physical copy you must pay the fee for issuing a duplicate card in physical format of €9.
2. Exclusive promotion for credit card payments. Read the terms and conditions of Santander Premia here. To get access to Santander Premia, you must be a holder of a Santander Account, Group Account or World Account. Customers who only have a Santander Online Account are not eligible.
3. The cost of the Plan will be €4/month. The minimum duration of the service is 2 months.
4. Read the Terms and Conditions of use of Santander Boutique here. In the case of Purchase, the seller is “Venta Directa y Promociones Financieras, S.L.”, CIF: B82162363; It is a company outside the Bank. The Bank is a mere intermediary with commercial interest for each sale made through Santander Boutique. All product information is provided by the seller under his sole responsibility.
5. Minimum amount financed €60 and minimum term of two months. Refer to the section in the agreement on paying for your purchases in instalments for more information about the applicable fees and interest.

Benefits of credit cards

  • Learn about the advantages they offer you and receive bonuses. 
  • Pay and manage your purchases from your mobile.
  • Make your purchases with confidence and security.

Other related products 

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Santander App

Learn about the new features and enjoy all its advantages.

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Santander Credit Cards

The best way to make your purchases and defer payments according to your needs.

Cocina bien organizada

Split purchases

Pay your purchases in conveniente instalments.

Persona sacando cartera de su bolsillo trasero

Instant Cash

Immediate money, without paperwork.

Carousel navigation
Persona usando un teléfono

Santander App

Learn about the new features and enjoy all its advantages.

Persona tomando café en un avión

Santander Credit Cards

The best way to make your purchases and defer payments according to your needs.

Cocina bien organizada

Split purchases

Pay your purchases in conveniente instalments.

Persona sacando cartera de su bolsillo trasero

Instant Cash

Immediate money, without paperwork.

Carousel navigation