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The zero debt certificate is a document that certifies that there are no longer any mortgage charges on a home. Below, we explain how to request it so that you can request the deed of release of property with no mortgage debt from the Land Registry. Here are the steps:
You can request the "Certificate of no debt" for all loans that have been fully paid off.
Once we issue the certificate, you can request the deed of release from any notary public's office.
Once we receive your request, we will forward it to the Professional Association of Notaries, so you can then request the deed of release of your property from the Land Registry.
You have the right to choose whichever notary public you prefer. To do so, simply indicate the selected notary public's office in the Notary Public Portal for Citizens or visit the notary public's office of your choice.
You will be required to pay the corresponding fees at the notary public's office to receive your deed of release.
The deed of release will be recorded in the register and all records of mortgage debt on your property will be released.
The "Certificate of no debt" can be requested free of charge, but you will be asked to pay for the corresponding notary public and Land Registry fees and any applicable taxes directly at the notary public's office to request the deed of release. The bank will not charge fees for this service.
If you are interested in obtaining the zero balance and registry cancellation certificate, do not hesitate to request it.
Do you have any questions?
Check here and find a response for frequently asked questions eith our online help service available 24 hours a day.
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