Your MacBook Neo for €0/month¹

Important information:

1. Leasing offered by Banco Santander. Monthly lease for a MacBook Neo 256 GB (with insurance + 20W power adapter): €20.99/month (including VAT). You will receive a net monthly cashback of €20.99 (after applying the applicable tax withholding under current regulations; currently 19%) for entering into a 36-month technology lease agreement, if you are a natural person and arrange: (i) for the first time, for your salary or pension to be paid directly into your account for an amount exceeding €1,200, or set up direct debits for your self-employment contributions or mutual fund payments; (ii) then maintain this arrangement in effect along with two monthly direct debits of bills; (iii) carry out at least one monthly credit card transaction or otherwise maintain a daily account balance of at least €1,000 throughout the month; and (iv) have an active Bizum service in effect with Banco Santander. You will receive a net monthly cashback of €27.99 (after applying the applicable tax withholding under current regulations; currently 19%) for entering into a 36-month technology lease agreement, if you are a natural person and arrange: (i) for the first time, for your salary or pension to be paid directly into your account for at least €3,000; (ii) then maintain this arrangement in effect along with two monthly direct debits of bills; (iii) carry out at least one monthly credit card transaction or otherwise maintain a daily account balance of at least €1,000 throughout the month; and (iv) have an active Bizum service in effect with Banco Santander. Under no circumstances will the cashback amount exceed the amount of the lease payment. All conditions must be met and you must sign up to the promotion. Promotion valid until 30 October 2026. Leasing and credit card approval subject to prior approval by the Bank. View the terms and conditions of the promotion at www.bancosantander.es. At the end of the lease, you may return the device, take out a new one or purchase it outright for: €140.40 (including VAT) in the case of the 256 GB MacBook Neo. Leasing offers valid in mainland Spain, the Balearic Islands and the Canary Islands; not valid in Ceuta or Melilla.

2. Transaction subject to prior approval by the Bank.

3. At the end of the lease, you may purchase the device for €140.40 (including VAT), return it or take out a new lease.

4. Cash incentive of €400 gross for new salary or pension direct credit arrangements of at least €2,500 per month, together with the direct debit of at least two monthly bills to the same account. For salaries of more than €600 but less than €2,500 per month, the cash incentive will be €300 gross. 24-month commitment period. Participants must meet the terms and conditions of the promotion and register for the campaign using the form made available to customers. The promotional cash incentive qualifies as taxable income obtained from financial assets and is subject to the applicable withholding tax under prevailing tax legislation (currently 19%), which will be deducted by the Bank and charged to the Participant. Accordingly, the net amounts paid to the Participant will be €324 and €243, respectively. Promotion valid until 10 June 2026. Click here to view the terms and conditions of the promotion .