Financing for Businesses

Santander Digital Assets: centralise your asset inventory and keep it up to date

A digital platform to centralise your company’s asset inventory, streamline document management and provide easy access to financial and operational services that can help optimise asset management.

Get an up-to-date value of your assets online.
Use your assets as collateral to access leasing solutions¹.
Take out insurance² for your assets, with cover against damage, theft and operational risks.

Learn more

Centralise your asset inventory

Register your assets, along with the related certificates, manuals and information, to streamline processes, thus saving time and minimising the risk of error.

Know the value of your assets

Get an up-to-date online valuation so you know how much financing you could obtain or how much cash you could unlock if you needed to sell.

Turn assets into financing opportunities

Use your assets to secure financing through leasing or sale and leaseback solutions.

Stay in control of your inventory to make better decisions every day

Santander Digital Assets is a platform that brings all your information together in one place, allowing you to manage each asset in a clear, structured and accessible way. It goes beyond simply organising your data—it enables you to make the right decisions on the spot, based on up-to-date information.

A unified view of all your assets: inventory, contracts, documentation and location in one place.
Up-to-date information for better decision-making: real-time access to your inventory and current valuations.
Less manual input and more streamlined processes.
Access to services linked to your assets: financing, insurance and solutions to protect and maximise their value.

How does Santander Digital Assets work?

Simply log in to your Online Banking via desktop or the Santander Empresas app, go to the “Financing” section and select the option “Santander Digital Assets”.

1. Obtain a complete overview. View the status of your assets from a single screen, along with alerts and related documentation.

2. Manage your inventory with ease. Search, filter and monitor all your assets in one place.

3. Register assets quickly. Add new assets manually, or via image, voice or bulk upload.

4. View the full details of your assets. You will have easy access to all the technical, contractual and operational information.

5. Access services directly. Financing, insurance and other solutions linked to each asset.

Where can I find Santander Digital Assets?

To start managing your asset inventory and enjoy the benefits of Santander Digital Assets, become a Santander customer.

Become a customer

If you haven’t set up a business account with us yet, that will be your first step.

Become a customer

Log in to Santander Digital Assets

Log in to your Online Banking via desktop or the Santander Empresas app, go to the “Financing” section and select the option “Santander Digital Assets”.

Go to Santander Digital Assets

FAQs

Any assets relevant to your business: machinery, vehicles, technology, facilities, etc.

No. It is designed to be intuitive and suitable for different roles within your company. And if you have any questions, you can visit any of our branches for support.

Yes. You can register assets individually or upload multiple items at once, depending on your needs.

Yes. The solution provides access to options such as leasing or sale and leaseback. All financing is subject to prior approval by the Bank.

Leasing is a financing arrangement that allows you to acquire an asset through periodic payments, with the option to purchase it at the end of the contract.

A sale and leaseback, by contrast, involves selling an asset already owned by your company to obtain immediate liquidity, while continuing to use it under a lease agreement.

Yes, this service is meant for Santander customers. If you are not yet a customer, you can explore the various options for becoming one here. If you’d rather talk to someone in person, feel free to book an appointment at any of our branches.

1. Financing transactions subject to prior approval by the Bank.

2. Insurance brokered by Santander Mediación Operador de Banca-Seguros Vinculado S.A. (tax ID A28360311), through its distribution network Banco Santander S.A. Operator entered on the Register of the Directorate-General for Insurance and Pension Funds under no. OV-0042. Civil liability and financial capacity are covered in accordance with prevailing legislation. You can view the insurance companies with which the Operator has agency agreements here: www.santandermediacionobsv.com. Insurer of business protection life insurance policy and the life and accident insurance for collective agreements: Santander Vida, Seguros y Reaseguros, S.A. Insurer of directors’ and officers’ liability insurance: Santander MAPFRE Seguros y Reaseguros, S.A. Insurer of corporate health insurance: Asisa, Asistencia Sanitaria Interprovincial de Seguros, S.A.U. Insurer of comprehensive multi-risk insurance, comprehensive liability insurance for SMEs and entrepreneurs, and cyber insurance with data protection cover: Santander MAPFRE Seguros y Reaseguros, S.A. Insurer of credit insurance for self-employed workers and SMEs: Solunion Seguros Compañía Internacional de Seguros y Reaseguros, S.A.