
Online Banking
You can make remittances and many more operations online. Discover apps and online banking for companies.
1/6
This number is indicative of the risk of the product, being 1/6 indicative of lower risk and 6/6 of higher risk.
Banco Santander is attached to the Credit Institutions Deposit Guarantee Fund. For money deposits the maximum guaranteed amount is 100,000 euros per depositor in each credit institution.
This risk indicator refers to current accounts
Take advantage of one of these promotions by setting up direct debit for your social security contributions and paying the salary of at least one of your employees via the Online Banking platform.
1. Cashback in your account to spend on whatever you want:
These are the steps you must follow to get it:
2. An iPhone 16 128GB for €0/month2:
How do I get my iPhone 16 for €0/month?
Sign up for a POS Flat Rate for your online or physical shop so you can charge via mobile phone or on social media platforms, and enjoy the first few months free of charge:
Until March, 30. Read the terms and conditions here.
savings
Always €0 in maintenance fees with no need to arrange other products to maintain your account with zero fees.
Non-interest bearing account (0% NIR, 0% AER)6 for legal persons.
In addition, there are no trading fees for domestic cheques in euros.
card
Transfers in euros made from the Online Banking platform, app and ATMs have zero fees, except in the case of urgent transfers.
There are no issuance or maintenance fees for the debit card, and it includes accident insurance7.
Please visit your nearest branch to open a Cuenta Negocios account. To do so, you can:
You can also find your nearest branch.
All of these transactions for your business in a single click with the Santander app
Access your accounts, even at other banks, and your Santander cards.
Pay taxes and bills and make any transfers you need.
If you have lost your card, simply go to the card in the app so you can block it temporarily. You can also completely block cards and request new ones.
Whether you are looking for a POS to charge for your sales, financing to pay taxes or Renting products to update your equipment.
Authorise all your transactions from your mobile phone, confirming any purchase with your fingerprint or Face ID, thanks to Santander Key.
And if you are still looking for more... discover all of our products
Useful information:
1. Cashback bonus of €500 gross for new direct debits of the company's new social security payments (TC1 and TC2) in addition to paying the salaries of at least one of your employees via our Online Banking platform. Minimum term of 24 months. You need to meet the terms and conditions of the promotion and sign up for the campaign using the form provided for customers. The promotional cashback is an income from capital, subject to the relevant tax rate (currently 19%), which the bank will withhold and then pay the participant the remainder (€405). Promotion valid until June, 30 2025; extendable. See terms and conditions of the promotion here.
2. Renting offered by Banco Santander. Monthly leasing of a 128 GB iPhone 16 with no insurance €24.99/month; and monthly leasing of a 128 GB iPhone 16 Pro with no insurance €30.99/month. Net monthly cashback bonus of €24.99 (after applying withholdings under prevailing tax regulations, currently 19%) will be received for signing up for a 36-month tech leasing contract by individuals who, for the first time, have their salary or pension of more than €1,200 paid directly to their account, or set up direct debits for their self-employed or mutual insurance contributions and maintain this together with the direct debit of two monthly bills, and a monthly credit card transaction or maintain an account balance of at least €1,000 every day of the month and an active Bizum service at Banco Santander. Net monthly cashback bonus of €30.99 (after applying withholdings under prevailing tax regulations, currently 19%) will be received for signing up for a 36-month tech leasing contract by individuals who, for the first time, have their salary or pension of more than €2,500 paid directly to their account, or set up direct debits for their self-employed or mutual insurance contributions and maintain this together with the direct debit of two monthly bills, and a monthly credit card transaction or maintain an account balance of at least €1,000 every day of the month and an active Bizum service at Banco Santander. All of the terms and conditions of the promotion must be met. Customers must use the form to sign up for the campaign. Promotion valid from 16/02/2025 to 31/03/2025. The leasing facility and credit card are subject to prior approval by the bank. You can read the legal terms and conditions of the promotion here. At the end of your leasing contract, you can keep your 128 GB iPhone 16 by buying it for: €287.98 (VAT included); or your 128 GB iPhone 16 Pro by buying it for: €365.42 (VAT included). Alternatively, you can return it or lease a new device to ensure you are always using the latest equipment. Rental offers valid in the Peninsula, Balearic Islands and Canary Islands, not valid in Ceuta and Melilla.
3. Promotion valid until March, 30 2025 for customers who sign the POS Registration Application and Agreement (Get Smart, Get Classic, Get Mini, Get Central, Get Checkout ES and Get Moto) and the POS Flat Rate Appendix while the promotion is still valid or if nine months have passed without billing with a device arranged with Getnet EU. This promotion will be extended up to nine (9) months if you have arranged, starting 3 June 2024 and before the expiration of the initial 6-month promotion period (for arranging a POS), at least one of these Banco Santander cards: CRÉDITO BUSINESS PACK TPV, CRÉDITO SANTANDER PROFESIONAL PACK TPV with at least one monthly transaction with the card during the months in which the promotion is extended. For customers for whom this promotion has been extended to nine (9) months, the promotion will be extended to twelve (12) months if they take out at least one of the following insurance policies between 3 June 2024 and the end of the initial nine month promotion period (for signing up for a POS and a credit card): Temporary Disability for Self-Employed PJ 315 6, Temporary Disability for Self-Employed PF 315 5, Santander MAPFRE Multi-Risk Comprehensive Commerce and Entrepreneurs 315 46, Santander MAPFRE Multi-Risk Comprehensive SMEs 315 47, Santander MAPFRE Multi-Risk Comprehensive Agriculture 315 45, R.C. Integral 315 61, R.C. Integral 315 60 and maintain this insurance during the months in which the promotion is valid. See the terms and conditions of the promotion here. Check our non-promotional rates at your Santander branch.
4. Transaction subject to prior approval from the Bank.
5. Insurance brokered by Santander Mediación Operador de Banca-Seguros Vinculado, S.A. with tax identification number A28360311 ("Santander Mediación") through its distribution network with Banco Santander, S.A., under the agency agreement it has signed with the following insurance companies: Santander Generales Seguros y Reaseguros, S.A. and Santander MAPFRE Seguros y Reaseguros, S.A. Santander Mediación is registered with the Directorate General of Insurance and Pension Funds under no. OV-0042 and has third-party liability insurance and financial capacity pursuant to current legislation. See the other insurance companies with which Santander Mediación has an Agency Contract for insurance product distribution at www.santandermediacionobsv.com.
6. This is a non-interest bearing account (0% NIR, 0% AER) for companies with an annual turnover (of the entity itself or the group of companies to which it belongs) of less than 2 million euros.
7. Accident Insurance: Santander Seguros y Reaseguros, Compañía Aseguradora, S.A. This contract has been concluded with the mediation of Santander Intermediación Correduría de Seguros, S.A. Registered in the Special Register of Insurance Brokerage Companies, under code J-989. Civil Liability and Financial Capacity covered by current legislation.
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