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1/6
This number is indicative of the risk of the product, being 1/6 indicative of lower risk and 6/6 of higher risk.

Banco Santander is attached to the Credit Institutions Deposit Guarantee Fund. For money deposits the maximum guaranteed amount is 100,000 euros per depositor in each credit institution.

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Choose to make your business grow

Take advantage of one of these promotions by setting up direct debit for your social security contributions and paying the salary of at least one of your employees via the Online Banking platform.

1. Cashback in your account to spend on whatever you want:

€5001

for setting up direct debits for your monthly social security contributions and paying the salary of at least one of your employees via the Online Banking platform.

These are the steps you must follow to get it:

  1. Open your Cuenta Negocios account.
  2. Sign up for the promotion.
  3. Set up direct debit for your company's social security contributions and pay the salary of at least one of your employees via the Online Banking platform.
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2. An iPhone 16 128GB for €0/month2:

iPhone 16 Hello? Come to Santander and enjoy it for: 0 euros/month. Renting for 36 months. Fulfilling conditions.
To enjoy an iPhone 16 you will have to:
  1. Open your Cuenta Negocios account.
  2. Sign up for the promotion here.
  3. Once you have signed up, you can apply to rent your iPhone 16, which must be for 36 months. You will have two months to meet the remaining conditions.
  4. Set up direct debits for your monthly social security contributions as a self-employed worker and two monthly bills.
  5. Use your credit card at least once a month or maintain a daily balance of at least €1,000.

How do I get my iPhone 16 for €0/month?

  • The rental will cost €24.99/month (VAT included) and will be deducted from your account on a monthly basis.
  • Every month, we will verify your eligibility and you will receive €24.99 net cashback in your account.
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Enjoy up to 12 months with zero fees with the POS Flat Rate3


Sign up for a POS Flat Rate for your online or physical shop so you can charge via mobile phone or on social media platforms, and enjoy the first few months free of charge:

  1. Benefit from zero fees during the first six months when you arrange a POS service with a Flat Rate.
  2. To add 3 more months, come to your branch and take out a credit card4 or business insurance5.
  3. If you get both products (card and insurance) you will have up to 12 months without paying the flat rate fee.

ARRANGE THE POS SERVICE

Until March, 30. Read the terms and conditions here.

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Open your Cuenta Negocios account and benefit from no fees and no conditions

savings​

No fees and no conditions

Always €0 in maintenance fees with no need to arrange other products to maintain your account with zero fees.

Non-interest bearing account (0% NIR, 0% AER)6 for legal persons.

In addition, there are no trading fees for domestic cheques in euros.

card

Transfers and debit cards

Transfers in euros made from the Online Banking platform, app and ATMs have zero fees, except in the case of urgent transfers.

There are no issuance or maintenance fees for the debit card, and it includes accident insurance7.

How do I open a Cuenta Negocios account?

Please visit your nearest branch to open a Cuenta Negocios account. To do so, you can:

ARRANGE AN APPOINTMENT



You can also find your nearest branch.

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All of these transactions for your business in a single click with the Santander app

Control your accounts and cards

Access your accounts, even at other banks, and your Santander cards.

Pay taxes and bills and make any transfers you need.

Act quickly in response to any security incident

If you have lost your card, simply go to the card in the app so you can block it temporarily. You can also completely block cards and request new ones.

Arrange products wherever you are and whenever you need to

Whether you are looking for a POS to charge for your sales, financing to pay taxes or Renting products to update your equipment.

Pay for your online shopping quickly and securely

Authorise all your transactions from your mobile phone, confirming any purchase with your fingerprint or Face ID, thanks to Santander Key.

And if you are still looking for more... discover all of our products

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We would love to know your opinion to improve
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