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1/6
This number is indicative of the risk of the product, being 1/6 indicative of lower risk and 6/6 of higher risk.

Banco Santander is attached to the Credit Institutions Deposit Guarantee Fund. For money deposits the maximum guaranteed amount is 100,000 euros per depositor in each credit institution.

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PRODUCTO SIMPLE

Account and cards for your day-to-day needs

SANTANDER ACCOUNT

A non-interest bearing account2 with no administration or maintenance fees and access to services and features that will help you keep your finances under control. The account is also exempt from fees for transfers in euros in Spain and the EU (except for urgent transfers) made online or at ATMs.

Enjoy all the services offered by the account

Financial assistant to control the incomings and outgoings in all your accounts, cancel bills and subscriptions quickly and easily, and consult and offset your carbon footprint, plus benefits for your international experience:

  • Withdraw cash with debit cards with no fees at 30,000 Santander ATMs worldwide.
  • Use your credit card to pay for your purchases abroad in any non-euro currency, and you will not be charged a currency exchange fee.
  • Transfers with no fees to any bank (not just Santander) in the United Kingdom, Poland and Portugal, except those associated with foreign currency exchange.

Receive up to €400 for bringing your salary and two monthly bills to us1

Have your salary of more than €600 paid into your account and set up direct debits for two monthly bills to earn €300. Sign up for the promotion online or in a branch to benefit from this.

If your salary is over €2,500, you get €400. You will receive the €400 in two payments: €300 when your first month’s salary is paid in, and €100 when the second month’s salary is received, provided both exceed €2,500.

What important information do I need to know about the Santander Account?

It is important that you consult and carefully review the following documents before opening the account:

CREDIT AND DEBIT CARDS

Santander debit card

  • €0 debit card issuance and maintenance fee.
  • Withdraw cash on debit with no fees at any Santander ATM around the world.
  • Accident insurance3 up to €120,000.

Santander credit card for Select customers4

  • €0 credit card issuance and maintenance fee.
  • €0 fee on purchases in non-euro currencies.
  • If you can’t afford an expense right now, you can split the payment of any purchase up to €1,000, into 3 months without interest or fees (AER 0%)5 until 17/02/2026. Do it through the app!
  • You can choose from different payment methods for your credit card. The "Total Monthly Payment" option is the default method and means that you won't pay any interest (AER 0%).
  • Accident insurance3 up to €120,000.
  • Cash withdrawals at ATMs can be:
  • On credit, against your card credit limit.
  • On debit, charged to your current account. These cash withdrawals are free of charge at Santander ATMs in Spain.

Save and earn benefits

  • We’ll pay you back part of what you spend on your favourite brands in Santander Premia6.
  • The latest in technology. Financing tailored to your needs. Find what you want at Santander Boutique7.

SANTANDER IBERIA PLUS PREMIUM PLAN

With the Santander Iberia Plus Premium8 Plan you will earn Avios9 by using your credit card, and with your salary and direct debits:

  • Using your credit card: 1 Avios for every €2 spent.
  • Salary paid into your account: 100 Avios/month.
  • Direct debit for bills: 100 Avios/month.

And, twice a year, enjoy Santander Days: the Avios you earn from purchasing Iberia tickets are doubled.

In addition, you will receive a 10% direct discount on Iberia flights.

Start now

With the Santander account you can enjoy exclusive services and products.


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Account and cards

Icon / check Created with Sketch. Account to direct deposit your salary exempt from fees.

Icon / check Created with Sketch. Credit card with no issuance or maintenance fees.

Icon / check Created with Sketch. Benefit from the Santander Iberia Plus Premium Plan.

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