Account and cards

1. Bonus of €400 gross for new direct debits of payroll or pension for an amount of at least €2,500 / month and the direct debit of two monthly bills in the same account, for payroll for an amount greater than €600/month and less than €2,500/month the bonus will be €300 gross. Permanence of 24 months. It is necessary to comply with the conditions of the promotion and adhere to the campaign through the form available to customers. The promotional bonus constitutes a monetary movable income subject to the corresponding withholding in accordance with the applicable tax regulations (currently 19%), which the Bank will pass on to the Participant and pay the remainder €324 and €243, respectively. Promotion valid until January 14, 2026. Check conditions of the promotion here.
2. Non-interest-bearing account. 0% NIR, 0% APR for a case in which a daily balance of €7000 is maintained constantly for 1 year, applying an annual nominal interest rate of 0% and a maintenance fee of €0. NIR 0%, APR -1.98% by meeting any of the conditions, for example under the option of maintaining a balance equal to or greater than €5,000 and less than €25,000 in mutual funds, at no additional cost. For the same case of balance, interest rate and card and a maintenance fee of €120/year (€10/month) for 1 year. NIR 0%, APR -3.93% if none of the conditions are met: example for the same case of balance, interest rate and card and a maintenance fee of €240/year (€20/month) for 1 year. The account is settled on a monthly basis.
3. This contract has been drawn up through Santander Intermediación Correduría de Seguros, S.A., as per the terms and conditions of the agreement entered on the Special Register of Insurance Brokers under code J-898. Third-party liability and financial capacity covered in accordance with applicable law.
4. Card eligibility subject to the Bank's prior approval. This card allows payment to be deferred (revolving). Bear in mind that if you choose a very low repayment instalment, your debt may remain outstanding for longer than expected since your monthly instalment is first used to pay interest and fees and then to repay your principal. Remember to use your credit card responsibly. Abuse of financial services entails a risk of over-indebtedness with long-term consequences that may affect your financial planning.
5. Credit amount of up to €1,000. Read the T&Cs of the promotion at www.bancosantander.es/en/sorteos-promociones. Promotion valid until 17/02/2026.
6. Click here lto read the terms and conditions of use of Santander Premia. Excludes customers who only have an Online Account at the Bank. Exclusive programme for payment with credit cards issued and/or marketed by Banco Santander, SA. Abuse of financial services entails a risk of over-indebtedness with long-term consequences that may affect your financial planning.
7. Check here to view the terms and conditions of use of Santander Boutique. For the purchase option, the seller is “Venta Directa y Promociones Financieras, S.L.”, with tax no. B82162363. This company is external to the Bank. The Bank only acts as an intermediary with a commercial interest in each sale made through Santander Boutique. All product information is provided by the seller under its sole liability.
8. The plan will be free of charge for the first 6 months following subscription. From month 7, the cost of the plan will be €4/month. The minimum commitment for the service is 2 months from the date of subscription. Promotion valid until 31/12/2025. Read the T&Cs of the promotion here. To join the Santander Iberia Plus Select Plan, customers must already have a credit card issued by the Bank (with the exception of the Solred Business Santander card), or have signed a Santander Iberia Icon or Classic card contract. Card eligibility subject to the Bank's prior approval.
9. The Avios earned constitute earnings from investment income. The bank will make any mandatory withholdings in accordance with current legislation.