Financing solution for undergraduate and postgraduate students

Apply for a variable rate loan for your undergraduate or postgraduate studies. The Préstamo Total Carrera is a solution adapted to your financial needs that offers you the possibility of having a comfortable payment term after your studies.

A loan with which you will be able to cover the costs generated by the studies themselves, the enrolment and residing in the city in which you study.

If you are also a customer of Banco Santander, you can enjoy all the benefits of employment and training programmes designed for our young customers.

What are the requirements to access the Préstamo Total Carrera?

If you want to apply for the Préstamo Total Carrera to finance your university or postgraduate studies, these are the conditions:

  • Grace period: minimum of 6 months and a maximum of 6 years.
  • Provision. You can receive the loan in up to 6 annual instalments.
  • Nominal annual interest rate: 6.24% (TIN calculated based on 12-month Euribor + 4%. Euribor published in June 2022: 0.287%).
  • VariableAPR: 7.67%1.
  • Interest payments: monthly.
  • Repayments: monthly.
  • Discount: -1% of the interest rate if any parent is a customer from the first year (Euribor + 4.95%, 6.59% APR)2 and if in the previous year the holder passed all subjects -2%, from the second year (Euribor + 3.95%, 5.52% APR)3.
  • Arrangement fee: 3% (non financed).
  • Amount: up to € 80,000.
  • Term: 1-10 years4.

Shall we discuss it?

If you would like more information, visit any of our branch offices.

Préstamo Total Universitario

Icon / check Created with Sketch. For studies at Spanish or international universities

Icon / check Created with Sketch. Apply for up to € 80,000

Icon / check Created with Sketch. Grace period of up to 6 years

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