Find out about Smart Cards

Get your Smart debit card, with no issue or maintenance fees, when you sign up for a Smart Account1.

Smart Debit Card

  • To pay for your usual purchases and make cash withdrawals easily.
  • Issuance and maintenance fee € 0.
  • Make free withdrawals by debit card at any of the 30,000 Santander ATMs around the world.

Smart Credit Card2

  • The most suitable way to make your purchases and pay them at the end of the month at no additional cost or defer the payment in easy instalments.
  • You can defer the payment of your purchases at an annual nominal interest rate of 18%. APR 19.56%3. Revolving payment method.
  • FREE! Since it has no issuance fee or maintenance fee.
  • When you make a payment with your Smart credit card in non-Euro currency, no currency exchange fee applies to you.

Smart Prepaid Wristband

  • The most comfortable way to always carry your money on you. It is also waterproof!
  • One-off issue fee € 10. Maintenance fee € 0.
  • You can top it up from € 0.01 up to a maximum of € 900.

Other payment methods

We also offer you other payment methods, so that you don't even have to take out your cards:

Apple Pay
This allows you to use your Santander cards using your iPhone, iPad or Apple Watch.

Samsung Pay
The most comfortable way to pay if you have a Samsung brand smartphone.

Fitbit Pay
To pay with your Fitbit wristbands or smartwatches without carrying your cards when you are doing sports.

Garmin Pay
The fastest way to pay with your cards using your Garmin device.
Keep moving!

Santander App
Your bank, open 24 hours a day, 365 days a year.

Shall we talk?

Tell us what you need to know, call us on

915 123 123

Smart Cards

Icon / check Created with Sketch. Debit card with no issue or maintenance fee.

Icon / check Created with Sketch. Pay for your purchases, send and receive money from your mobile.

Icon / check Created with Sketch. More than 30,000 Santander ATMs worldwide.

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