Z7_3OKIGJ82O823E0Q9KO0I04QBI5
Z7_3OKIGJ82O0N4C064E5SDOBGS76

1/6
This number is indicative of the risk of the product, being 1/6 indicative of lower risk and 6/6 of higher risk.

Banco Santander is attached to the Credit Institutions Deposit Guarantee Fund. For money deposits the maximum guaranteed amount is 100,000 euros per depositor in each credit institution.

Z7_3OKIGJ82O0N4C064E5SDOBOQ12
Z7_3OKIGJ82O823E0Q9KO0I04QBA4

Choose the bank account that best suits your needs

NO FEES

Online Account

An account for new customers with no fees. Open it online in just a few easy steps. No interest is paid on your balance with this account (0% NIR, 0% AER).

LEARN MORE Icon / Plus Created with Sketch.

MORE SERVICES

Santander Account

Save on fees by meeting the requirements. Gain access to exclusive services and over 1900 branches.

FIND OUT MORE Icon / Plus Created with Sketch.

Mini Account

An account for children and young people aged 0 to 17, because it's never too soon to start saving.

Icon / Plus Created with Sketch.

Accounts for young people

Online and Santander1 accounts have no fees for people over 18 years of age.

Icon / Plus Created with Sketch.

Basic Payment Account

An account for your day-to-day management that you will access without having to hire other services.

Icon / Plus Created with Sketch.

Z7_3OKIGJ82O0N4C064E5SDOBGKI5

Take a look and find the current account for you




Online Account

Santander Account

Mini Account

Basic Account

Who is it for?

New customers, residing in Spain, aged 18 or over.

Any person resident or non-resident in Spain for tax purposes, over 18 years of age.

Anybody residing in Spain, aged 17 or under.

Any natural person legally residing in the EU, is an asylum seeker or, even if he does not have a residence permit, cannot be expelled. You may not have another account in another entity in Spain.

Maintenance fee

0 €

0% NIR, 0% AER.

Income + Receipts or use of cards:
€0/month, 0% AER1 .

Income or Contracted Product:
€10/month, -1.98% AER2.

 
Without meeting conditions:
€20/month, -3.93% AER3.


Aged 18 to 28:
€0/month, 0% AER1.

See conditions.

 

0 €

0% NIR, 0% AER.

€3 per month

0% NIR, -0.90% AER4.


To have access to the Basic Payment Account it is not mandatory to purchase other services


Debit card

No issuance or maintenance fee.

No issuance or maintenance fee.

Pre-paid card with no issuance or maintenance fee.

No issuance or maintenance fee.

Credit card5

Virtual card: no issuance or maintenance fee.

 

Physical card: one-off fee of €9.

No issuance or maintenance fee.

With the card, you will also have access to Santander Premia6.

 

See terms and conditions.

Services and functionalities

Financial assistant.

International experience.

Receipts and subscription.

Carbon footprint.

Financial assistant.

International experience.

Receipts and subscription.

Carbon footprint.

 

 

Add-ons

 

Santander Payment programme.

Santander Travel programme.

Santander Iberia Plus Premium Plan.

 

 

 

ADD

Find out more

Find out more

Find out more

Z7_3OKIGJ82O8IR5062Q8MMBLAPB0

Tools at your disposal

ACCORDING TO YOUR WORK AND FAMILY SITUATION

Personal Income Tax Calculator

Calculate the income tax withholdings on your salary in a few minutes.

SABER MÁS Icon / Plus Created with Sketch.

BASED ON YOUR GROSS ANNUAL SALARY

Net Salary Calculator

Know what your monthly salary would be from the gross annual salary.

SABER MÁS Icon / Plus Created with Sketch.

Z7_3OKIGJ82O823E0Q9KO0I04QBA6
Z7_3OKIGJ82O823E0Q9KO0I04QBA5

Access your account services via the app

Santander and online accounts offer plenty of services to make life easier. You can access them all from the Santander app.

Financial assistant

All your accounts and movements in one place, without third-party apps.

International experience

30,000 Santander ATMs worldwide.

Purchases and transfers are exempt from fees in some European countries.

Santander Premia6

Receive discounts and cashback on the purchases you make with your Santander Credit Card5.

Receipts and subscriptions

Do you sign up for services and forget to cancel them when you no longer use them? Never again.

Carbon footprint

Discover your carbon footprint and receive eco-friendly tips on how to reduce it.

Offset your carbon footprint with projects that benefit the environment.

Download the Santander app

In addition to these services, wherever you are, you'll have access to your Santander Personal manager, tutorial videos and an assistant for FAQs.

Download the app

Z7_3OKIGJ82O0N4C064E5SDOBG4H5
Z7_3OKIGJ82O823E0Q9KO0I04QBA7

You might be interested in

×
${loading}
×