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PREGUNTAS FRECUENTES

Answer your questions about equipment renting

What is a technological renting contract? Icon / PlusCreated with Sketch.Icon / minusCreated with Sketch.

A technological renting is a rental contract in which computer equipment, technology or software is assigned in exchange for the fixed income payment that is usually monthly.

Who can take out a renting contract? Icon / PlusCreated with Sketch.Icon / minusCreated with Sketch.

Any natural person or legal entity, public or private, large companies and SMEs or self-employed and professionals, with economic activity or in a private capacity.

What are the main differentiating aspects of Santander Renting? Icon / PlusCreated with Sketch.Icon / minusCreated with Sketch.

Santander's technological renting seeks to satisfy customer needs at all times and therefore offers services with high quality standards and extensive coverage. We guarantee the best service to customers and with the quality seal of Banco Santander.

How can I request an offer from Santander Renting? Icon / PlusCreated with Sketch.Icon / minusCreated with Sketch.

In your office or by calling 91 709 85 69, where you can get all the information on current offers. We also recommend referring to the current Santander Renting Campaigns for their preferential conditions and with very competitive fees.

What are the fees and what terms are available? Icon / PlusCreated with Sketch.Icon / minusCreated with Sketch.

The fees are fixed monthly instalments and without variations during the contract. The client can choose the rental term from among those available, ranging from 24 to 60 months maximum.

Where is the equipment delivered? Icon / PlusCreated with Sketch.Icon / minusCreated with Sketch.

The equipment is delivered to the address provided. The contract includes the service of transport, delivery and conformity of the installation for greater comfort and guarantee for the client.

Are there optional services at Santander Renting? Icon / PlusCreated with Sketch.Icon / minusCreated with Sketch.

Yes, equipment maintenance is an optional service, except for photocopiers.

What differences are there between renting and leasing? Icon / PlusCreated with Sketch.Icon / minusCreated with Sketch.

Renting is a rental that includes all the services that the equipment may need during its use, while leasing is a type of financial product that does not include services. The main differences between the two are:


Leasing


Renting


Services


Not included.
Optional insurance.


Including all those necessary for use. Optional maintenance.

Choice of supplier


The customer chooses. Negotiate price and sale conditions.

The client can choose or let Santander Renting decide.

Accounting/Taxation

Debt and assets are recorded as in financing. Tax amortisation is double or triple the tables.

The fee is an expense that is deducted according to your taxation, the asset does not appear on the Balance Sheet. Accounting is easier.

Contract termination


The customer can purchase the financed asset for the price of an instalment. Usually, the asset is purchased.

Typically, the customer returns the equipment and replaces it with a new one. Santander Renting withdraws the old equipment.

¿Qué valores aporta Santander Renting frente a la compra? Icon / PlusCreated with Sketch.Icon / minusCreated with Sketch.

Con el Renting Tecnológico del Santander pagas una renta fija cerrada en la que se incluyen todos los servicios contratados a elección del cliente, agilizando gestiones y liberando tiempo.

¿Qué tipo de equipos se pueden contratar con Santander Renting? Icon / PlusCreated with Sketch.Icon / minusCreated with Sketch.

Entre todos los productos a tu disposición puedes contratar por ejemplos, equipos informáticos, de comunicaciones y de ofimática. Por ejemplo, ordenadores de sobremesa, portátiles, tablets, smartphones, etc…

Can software be included in Santander Renting operations? Icon / PlusCreated with Sketch.Icon / minusCreated with Sketch.

Two types of software can be included in a Santander Renting contract:

  • The equipment's own operating software, the price of which must not exceed 25% of the total price of that device.
  • Standard software packages.

Can a Santander Renting contract be cancelled before the end of its term? Icon / PlusCreated with Sketch.Icon / minusCreated with Sketch.

If you want to cancel the contract prematurely, you can call the customer support telephone number 91 709 85 69 and we will study your case to offer you a customised solution.

Who owns the devices? Icon / PlusCreated with Sketch.Icon / minusCreated with Sketch.

The devices are property of Banco Santander, SA, which rents it to the client for the term established in the contract.

And as a private individual or if I do not have tax benefits, what benefits does renting offer me? Icon / PlusCreated with Sketch.Icon / minusCreated with Sketch.

Convenience and savings are the main advantages of renting. When paying a rental, all expenses and contingencies are included, without surprises. In addition, you get a great price thanks to the discounts Santander gets when negotiating with large purchase volumes.

What tax benefits does renting offer me? Icon / PlusCreated with Sketch.Icon / minusCreated with Sketch.

Renting operations are considered an expense and their accounting is very simple. The renting fees can be deductible in personal income tax or corporate tax, and their input VAT/IGIC can be recoverable depending on the taxation of each client, depending on whether they are natural persons or legal entities, according to their tax system and the type of activity carried out.

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