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If you would like more information, visit any of our branch offices.
We know that the best way to support you is to know your business well. That is why we have created a unit that specialises in the health sector (medicine, nursing, chemists, beauty salons, gyms, spas, etc.). And, because we understand your needs, we want to help you so that your business venture enjoys the best possible health./p>
You improve our quality of life.
Together we boost your business.
For all the health workers who take care of us and our families and makes us feel safe and protected.
For chemists, gyms and beauty salons, that are able to create healthy social environments.
For all the companies that work in the health and well-being sector, for giving us strength, energy and vitality.
It is just as important to have the right management tools as it is to give it your best. That’s why we offer you accounts and cards with lots of benefits and adapted to your needs.
A new way of banking that adapts to you and your company to help you overcome challenges as unique as you. We are committed to rewarding your trust and loyalty by customising our services.
Commission-free account by fulfilling the conditions. Pay €0 per month (1.49% APR)1 with your Santander One Empresas account by fulfilling the following conditions
In the event that only one of these conditions is fulfilled, the monthly commission will be €15 (4.41% APR)2. In the event that none of these conditions are met, the monthly commission will be €30 (8.64% APR)3. View the details of all the Santander One Empresas conditions here.
And enjoy all these benefits:
In your clinic, or at your chemist’s shop, it is essential to have an efficient and secure payment system that minimises the handling of cash as much as possible.
We will work closely with you to find the payment solution that best suits your business needs. A POS for your business
Santander POS support 365 days a year, 24/7 via 910 503 404.
It allows you to improve the service you offer to your foreign customers, as they will be able to pay in their own currency with speed and transparency.
A flexible and complete insurance, which gives you the peace of mind of knowing that you can continue with your business, as usual, in the event of unforeseen circumstances. Find the type of insurance that best suits your business:
It protects the self-employed from loss of income in the event of sick leave or an accident covered by the policy.
Trust in a health and well-being business is paramount. You trust your initiatives, your abilities, your equipment. That same trust is what we want to transmit to our suppliers, assuring them that they'll never have a problem getting their invoices paid.
If you need to finance payment of invoices beyond their due date, here's the solution Flexible Payment: a method in which you choose which invoices to finance and when.
No surprises when the invoice becomes due. Banco Santander pays your supplier and finances you until a new date agreed with the Bank.
Flexible Payment is a 100% Digital solution which will save you time and can be used to pay for purchases in Spain and for those abroad.
This solution allows you to negotiate with your suppliers and pay them up front in exchange for a prompt payment discount. The Bank makes the payment to your supplier and then finances you until the original due date of the invoice.
Thanks to Financed Prompt Payment, you will benefit from better conditions on your purchases without losing liquidity.
With Santander Confirming your suppliers will be able to receive payment in advance for their invoices without your business having to pay them until the due date.
The supplier bears the cost of the fee and interest rate for the requested financing.
Thinking of your suppliers…
Thinking of you…
Use Agile Collection to receive all or part of the collection of your instalment sales, without waiting for the due date.
This flexible solution will also allow you to collect your prescription sales in advance. This will allow to use the funds as soon as you obtain the payment certificate from the Official Pharmacists Association (Colegio Oficial de Farmacéuticos).
The advance payment will be carried out through our Online Banking, always including the collection in a Banco Santander account.
Factoring makes it easy for you to receive payment for sales made or services rendered to your customers without waiting for the due date of the invoices.
With Recourse Factoring, in addition to providing stable financing from the time the invoice is issued for both national and international operations, Banco Santander also takes care of the payment collection, saving you time from the outset.
If, in addition to the above, you want to ensure that you receive payment for your sales, with Non-Recourse Factoring you can also add cover for the risk of customer insolvency to the above advantages.
Whether you need to purchase new equipment or make payments to your suppliers, you will be able to find a solution that suits your needs.
It finances the payment of VAT, income tax or corporation tax for a 3-month period. A loan that helps you maintain the liquidity of your business.
From €500 upwards you can finance2 over 3 months:
Credit account specifically for the short-term financing of your business and professional needs, related to your business activity. The distinguishing feature of this product is that interest on the loan is subsidised subject to compliance with any transaction commitments entered into (payments of salary, social security, taxes, discounting, POS, foreign business, etc.).
Because we care about your business, we offer you the financing option with the greatest tax savings3, especially if it is a question of financing plant, machinery, property or any other asset.
You will be able to enjoy a financed asset during the term of the contract. In addition, you will have the option to purchase at the end of the term, usually for the equivalent of one more instalment.
Request a financial tax study of your leasing operation, discover the advantages and you can benefit from its features.
Santander Technological Renting allows you to enjoy multiple types of goods and renew them easily to keep your business up to date. We customise the product to suit the client, including any services that may be required.
For any equipment that your business needs, all you need to do is take a proforma invoice to your Santander office and we will calculate the instalments to suit you.
Choose a renting service that frees you from having to manage your company's vehicles. Because Santander Renting takes care of everything:
We offer you our extensive network of offices, many of which have extended opening hours to accommodate you. And if you prefer to be independent in your banking, you can use the digital channels that are available around the clock.
Have access to a free showcase for your business and have a direct impact on Santander's customers by offering your services with preferential conditions:
Accounts and cards for your daily life.
Short and long term finance.
Digital solutions within your reach.
Find out more