What is the Confirming Advance?

Confirming Advance or Supplier Advance is a solution that allows you to receive payment for your invoices in advance when your customer pays you through Confirming.


  • You decide when and the amount you want to finance.
  • You get the benefit of receiving early payment for your invoices.
  • You do not consume your financing limits in banks and it has no impact on CIRBE.
  • You don't need to change bank.

How to access the Confirming Advance

If you are a bank customer, you'll be able to receive advance payment on a one-off or permanent basis and view advances using:

Whether you're a Bank customer or not, you'll be able to register for the service, receive advance payment for invoices on a one-off or permanent basis, and view advances online, in the following ways:


The Santander confirming early invoice payment service includes:

  • The cost of the advance comprises the financing interest rate plus a fee on the financed amount, which is deducted from the nominal amount of the anticipated invoice.
  • The advance will be made by transfer. If it is to a Santander account, you will receive it on the same day of the request.

With the Banco Santander Confirming Advance, you decide when you want to receive payment for your invoices and through which channel. 

Shall we talk?

If you want more information, come to any of our offices.


Anticipo de Facturas por Confirming

Icon / check Created with Sketch. Available to Bank customers and non-customers.

Icon / check Created with Sketch. Receive advance payment for your sales.

Icon / check Created with Sketch. Guaranteed settlement of invoices brought forward.


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